Finance Payment Method Preference

This dataset provides detailed insights into customer payment method preferences, usage frequency, and transaction values across various demographic and business segments. It enables financial service providers to analyze trends, optimize product offerings, and tailor marketing strategies based on customer behavior and segment characteristics.

  • last updated 20 Aug 2025
  • by GoMask
The brief that made it

Analyzing payment method adoption across customer segments

Sample rows

preview · 8 of 200 rows · all 11 columns
customer_idstringincome_bracketstringageintegeris_primary_methodbooleanregionstringsegmentstringpayment_methodstringfrequencyintegeraverage_transaction_valuefloatlast_used_datedategenderstring
GENZ_1004ALow19trueSingapore, SingaporeGen ZMobile Wallet4118.52024-06-16Female
MILL_712BHigh32trueLondon, UKMillennialCredit Card5595.82024-06-14Male
SENIOR_991CHigh74trueBerlin, GermanySeniorBank Transfer712002024-06-15Female
SMB_11XQMedium36trueDelhi, IndiaSMBCredit Card33525.52024-06-13Male
ENT_998UHigh61trueNew York, NY, USAEnterpriseBank Transfer120320002024-06-16Female
GENX_712DLow45trueToronto, CanadaGen XCash262024-06-09Male
LOWIN_001ELow20trueRio de Janeiro, BrazilLow IncomeDebit Card89.752024-06-11Non-binary
GENZ_1005FMedium18trueTokyo, JapanGen ZCryptocurrency3750.82024-06-07Prefer not to say

What the 200 rows show

from the 200-row sample

High (income bracket) stands out: mean age is 69.3, against 33.6 for the rest.

  • 38%is_primary_method = true
  • 36median age
  • 5genders
  • 8payment methods
  • 9segments
  • 8median frequency
Mean age by income_bracket200 rows
0408024.0Low66 rows41.0Medium66 rows69.3High53 rows43.5Prefer n…15 rows
age200 rows, in bands of 20
035704065473657060120age →

Median 36, from 0 to 120.

region200 rows · top 10 of 30 values
  1. Singapore, Singapore23
  2. Toronto, Canada16
  3. Tokyo, Japan16
  4. London, UK15
  5. Dubai, UAE14
  6. Berlin, Germany11
  7. Delhi, India11
  8. Sydney, Australia11
  9. Reykjavik, Iceland10
  10. Helsinki, Finland10
11 columns by typefrom the column list below
  • string 6
  • integer 2
  • float 1
  • date 1
  • boolean 1

Columns

11 columns in four groups
blueprint · 11 columns
columntypedescriptionexample
Text 6 columns
customer_idstringUnique identifier for the customeruniqueGENZ_1004A
segmentstringCustomer segment classification (e.g., age group, income bracket, business type)9 valuesGen Z
payment_methodstringPreferred payment method chosen by the customer8 valuesMobile Wallet
regionstringGeographical region associated with the customer (e.g., city, state, country)optionalSingapore, Singapore
genderstringGender of the customerMale · Female · Non-binary · Prefer not to say · Other · optionalFemale
income_bracketstringIncome bracket of the customerLow · Medium · High · Prefer not to say · optionalLow
Numbers 3 columns
frequencyintegerNumber of times this payment method was used by the customer in the observed period0 or more41
average_transaction_valuefloatAverage value of transactions made using this payment method by the customer0 or more · optional18.5
ageintegerAge of the customer0 to 120 · optional19
Dates and times 1 column
last_used_datedateDate when the payment method was last used by the customeroptional2024-06-16
True or false 1 column
is_primary_methodbooleanIndicates if this is the customer's primary payment methodtrue

Use it for

  • is primary met…38%75 of 200 rowsmean age by income br…24.0Low41.0Medi…69.3High43.5Pref…

    A finance dashboard

    The is_primary_method rate, age by income_bracket and a breakdown of region. Excel, Power BI or Tableau.

  • Why do the 53 High rows have a mean age of 69.3?

    A root-cause class exercise

    Hand out the rows and one question. The answer is in the data, not in the brief.

  • A software demo

    Believable customers with segment, payment_method and frequency to fill a screen in front of a buyer.

Not quite right?

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This dataset200 rows11 columns
Yours1,000 rows11 columnsregion: UK only

blueprint · finance-payment-method-preference

Behind this dataset

Same schema. As many rows as you need.

These 200 rows came out of a blueprint — 11 columns with generation rules behind each one. Open it in Data Factory to retune a column, add your own, wire in foreign keys, and run it at the size you actually need.

Rules it was built with
  • Categorize payments by method type
  • Segment data by customer demographics
  • Track frequency of use per method
  • Identify emerging payment technologies
Rows
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Exports
CSV, JSON, JSONL, Parquet, SQL, Excel, TSV, XML
Licence
yours to use, including commercially
API slug
finance-payment-method-preference

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