Insurance datasets

Claims data, risk assessment, policy information

  • 66 ready-made datasets
  • 8 formats, Excel to Parquet
  • First download free
What the 66 cover1 square = 1 dataset
  • Claims & fraud23
  • Risk & actuarial19
  • Policies & premiums16
  • Reinsurance8
Grouped by dataset title and tags.

66 datasets · page 1 of 3

Showing all 24 on this page

Policies & premiums

Drug Formulary and Coverage Tiers

Mapping of insurance formularies to covered drugs, detailing coverage tiers

This dataset provides a comprehensive mapping of insurance formularies to covered drugs, detailing coverage tiers, prior authorization and step therapy requirements, quantity limits, and specialty drug management programs. It is ideal for pharmacy benefit analysis, formulary comparison, and regulatory reporting, supporting informed decision-making for healthcare providers, payers, and patients.

17 cols

  • formulary_name
  • drug_name
  • drug_ndc
  • coverage_tier
  • +13
Open in factory
formulary_name
PrimeCare Select 2024
drug_name
Atorvastatin Calcium
drug_ndc
12345-6789-01

Risk & actuarial

Catastrophe Risk Zones and Hazard Scores

Hurricane, earthquake, wildfire, flood, tornado, and hail

This dataset provides detailed catastrophe risk zone information across multiple hazard types, including hurricane, earthquake, wildfire, flood, tornado, and hail. Each record contains geographic identifiers, hazard scores, PML estimates, and portfolio concentration limits, enabling robust risk assessment, exposure management, and spatial analysis for insurance and financial applications.

14 cols

  • hazard_type
  • hazard_score
  • zone_name
  • county_district
  • +10
Open in factory
hazard_type
hurricane
hazard_score
95.2
zone_name
Florida Coastal Zone

Risk & actuarial

Underwriting Guidelines and Appetite

Acceptance criteria, risk appetite, declination reasons, referral triggers

This dataset provides a comprehensive view of underwriting guidelines, including acceptance criteria, risk appetite, declination reasons, referral triggers, authorization limits, and automated underwriting rules by line of business and risk segment. It enables insurers to standardize, analyze, and automate underwriting processes, ensuring compliance and consistency across products and segments.

17 cols

  • risk_appetite
  • automated_underwriting_rules
  • line_of_business
  • risk_segment
  • +13
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line_of_business
Property
risk_segment
High Net Worth
authorization_limit_amount
7500000

Risk & actuarial

Workers Compensation Classification Codes

Workers compensation classification codes with detailed occupational descriptions

This dataset provides comprehensive workers compensation classification codes with detailed occupational descriptions, hazard levels, and manual rates per $100 of payroll. It enables insurers, brokers, and employers to accurately assess risk, calculate premiums, and benchmark occupational safety across industries and jurisdictions.

9 cols

  • class_code
  • occupation_title
  • hazard_level
  • manual_rate_per_100_payroll
  • +5
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class_code
1001A
occupation_title
Office Clerk
hazard_level
Low

Risk & actuarial

Commercial General Liability Risk Classes

Classification codes, industry groups, business types, hazard ratings

This dataset provides a comprehensive catalog of commercial general liability risk classes, including classification codes, industry groups, business types, hazard ratings, and premium rates. It enables insurers and brokers to accurately assess, price, and underwrite general liability policies for a wide range of businesses, supporting risk analysis and regulatory compliance.

11 cols

  • risk_class_code
  • industry_group
  • business_type
  • hazard_rating
  • +7
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risk_class_code
TEC101
industry_group
Technology
business_type
Software Developer

Risk & actuarial

Long-Term Care Utilization Rates

Nursing home admission rates, assisted living usage

This dataset provides detailed long-term care utilization metrics, including nursing home admission rates, assisted living usage, home health care frequency, and care duration, segmented by age group, year, and region. It is designed to support actuarial analysis, insurance reserve modeling, and healthcare planning for aging populations. The flat structure enables easy integration with business intelligence and actuarial systems.

11 cols

  • home_health_care_frequency
  • average_duration_of_care_days
  • age_group
  • nursing_home_admission_rate
  • +7
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home_health_care_frequency
7.5
average_duration_of_care_days
22.1
age_group
65-69

Risk & actuarial

Critical Illness and Dread Disease Rates

Incidence rates for major critical illnesses and dread diseases

This dataset provides comprehensive incidence rates for major critical illnesses and dread diseases, segmented by age, gender, risk factors, country, and year. It is ideal for actuaries, insurers, and healthcare analysts seeking granular data to inform critical illness insurance pricing, risk modeling, and public health research.

9 cols

  • disease_type
  • age
  • incidence_rate
  • risk_factors
  • +5
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disease_type
other
age
0
incidence_rate
7.5

Risk & actuarial

Morbidity Tables and Disability Rates

Morbidity and disability rate tables for insurance pricing and valuation

This dataset provides comprehensive morbidity and disability rate tables for insurance pricing and valuation, detailing incidence and termination rates by age, occupation class, elimination period, gender, and year. It enables actuaries and analysts to accurately model disability risk, set premiums, and calculate reserves for disability and long-term care insurance products.

10 cols

  • disability_incidence_rate
  • disability_termination_rate
  • source_table
  • age
  • +6
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disability_incidence_rate
1.56
disability_termination_rate
568.3
source_table
MDT_2016P

Risk & actuarial

Loss Development Factors (LDFs) and Tail Factors

Age-to-age, cumulative, and tail factors by insurance line of business

This dataset provides detailed loss development factors, including age-to-age, cumulative, and tail factors by insurance line of business and development period. It enables actuaries and analysts to project ultimate losses, assess reserve adequacy, and benchmark against industry standards, supporting robust financial and risk management decisions.

10 cols

  • development_period_start
  • development_period_end
  • age_to_age_factor
  • cumulative_development_factor
  • +6
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development_period_start
0
development_period_end
12
age_to_age_factor
1.87

Risk & actuarial

Premium Development Triangles

Earned premium development by accident or underwriting year

This dataset provides a comprehensive view of earned premium development by accident or underwriting year and development period, segmented by exposure base, line of business, and region. It is designed for actuarial analysis, rate adequacy studies, and combined ratio calculations, enabling insurers to track premium trends and performance over time.

11 cols

  • development_period
  • premium_amount
  • year_type
  • year
  • +7
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development_period
12
premium_amount
245678.55
year_type
accident

Risk & actuarial

Closed Claim Development Triangles

Closed insurance claims over time, segmented by accident year

This dataset provides a detailed view of closed insurance claims over time, segmented by accident year and development period. It includes claim counts, settlement amounts, closure rates, and supporting metrics, enabling robust analysis of closure patterns, average settlements, and operational efficiency for insurers and actuaries.

9 cols

  • development_period_months
  • closed_claim_count
  • total_reported_claims
  • accident_year
  • +5
Open in factory
development_period_months
132
closed_claim_count
3
total_reported_claims
20

Risk & actuarial

Claim Count Development Triangles

Insurance claim count development triangles, tracking reported

This dataset provides a comprehensive view of insurance claim count development triangles, tracking reported and IBNR claim counts by accident year and development period across multiple lines of business. It enables frequency analysis, estimation of incurred but not reported claims, and supports actuarial reserving methodologies for insurance portfolios.

9 cols

  • development_period
  • reported_claim_count
  • ibnr_claim_count
  • total_estimated_claim_count
  • +5
Open in factory
development_period
12
reported_claim_count
1750
ibnr_claim_count
900

Risk & actuarialTop 10 most opened

Paid Loss Development Triangles

Cumulative paid loss development triangles segmented by accident year

This dataset provides detailed cumulative paid loss development triangles segmented by accident year, development period, and line of business, enabling actuaries and analysts to track payment progression, estimate ultimate losses, and assess reserve adequacy. It includes reserve estimates, currency codes, and source information for robust actuarial modeling and regulatory reporting.

10 cols

  • development_period
  • cumulative_paid_loss
  • line_of_business
  • accident_year
  • +6
Open in factory
development_period
12
cumulative_paid_loss
120000.45
line_of_business
Auto

Policies & premiums

Coinsurance and Deductible Trends by Market

Insights into insurance deductible and coinsurance selections

This dataset provides detailed insights into insurance deductible and coinsurance selections, risk retention choices, and customer risk appetite across various markets and insurance lines. It enables granular analysis of affordability and risk trends by geography, segment, and year, supporting strategic pricing, product design, and market research for insurers and analysts.

12 cols

  • market_geography
  • deductible_amount
  • coinsurance_percentage
  • insurance_line
  • +8
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market_geography
New York, USA
deductible_amount
1800
coinsurance_percentage
15

Risk & actuarial

Premium Audit Exposure Adjustments by Territory

Premium audit exposure adjustments, comparing estimated

This dataset provides detailed records of premium audit exposure adjustments, comparing estimated and actual exposures (payroll, sales, receipts) by state, territory, and classification. It enables insurers and analysts to track audit outcomes, support accurate revenue recognition, and inform experience rating calculations, offering valuable insights for underwriting, compliance, and risk management.

17 cols

  • territory_code
  • exposure_type
  • estimated_exposure_amount
  • actual_exposure_amount
  • +13
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territory_code
TX01
exposure_type
payroll
estimated_exposure_amount
95250.75

Policies & premiums

Policy Term Length and Renewal Timing

Insurance policy terms, renewal schedules, and expiration patterns

This dataset provides detailed information on insurance policy terms, renewal schedules, and expiration patterns, mapped by month and quarter. It enables precise cash flow forecasting, resource allocation, and renewal cycle management by offering granular insights into premium values, policy durations, and customer associations.

12 cols

  • policy_type
  • term_length_months
  • renewal_status
  • policy_start_date
  • +8
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policy_type
auto
term_length_months
12
renewal_status
renewed

Risk & actuarial

International and Cross-Border Exposure

International and cross-border insurance exposures

This dataset provides comprehensive records of international and cross-border insurance exposures, detailing policy information, foreign operations, admitted and non-admitted placements, currency risks, and regulatory compliance by country. It enables insurers, brokers, and risk managers to analyze global insurance portfolios, monitor regulatory status, and assess currency and operational risks across jurisdictions.

18 cols

  • exposure_amount
  • insured_entity_name
  • operation_type
  • placement_type
  • +14
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exposure_amount
1324450.17
insured_entity_name
Alpha Manufacturing Ltd.
operation_type
subsidiary

Risk & actuarial

Premium Density and Population Demographics

Population, household income, GDP, and property values

This dataset offers detailed insurance premium, penetration, and demographic metrics by geographic area, including population, household income, GDP, and property values. It enables market opportunity analysis, segmentation, and benchmarking for insurers, consultants, and financial analysts seeking to identify growth potential and underserved regions.

16 cols

  • population_total
  • insurance_premium_total
  • premium_density_per_capita
  • premium_density_per_household
  • +12
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population_total
1623000
insurance_premium_total
2350000000
premium_density_per_capita
1448.25

Policies & premiums

Commercial Lines Premium by Industry Segment

Commercial insurance premium and exposure data broken down by SIC/NAICS industry codes

This dataset provides detailed commercial insurance premium and exposure data broken down by SIC/NAICS industry codes, economic sectors, and portfolios over time. It enables in-depth analysis of business mix, industry concentration, and portfolio diversification, supporting risk management and strategic decision-making for insurers and analysts.

13 cols

  • industry_name
  • written_premium
  • industry_concentration_percentage
  • sic_code
  • +9
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industry_name
Commercial Printing Services
written_premium
5200000.54
industry_concentration_percentage
7.95

Reinsurance

Reinsurance Premium and Commission Accounting

Ceded premiums, reinsurance commissions, profit commissions

This dataset provides comprehensive records of ceded premiums, reinsurance commissions, profit commissions, premium adjustments, and bordereaux reporting for both treaty and facultative reinsurance agreements. It enables detailed financial tracking, regulatory compliance, and performance analysis for reinsurance transactions between insurers and reinsurers.

23 cols

  • ceded_premium_amount
  • premium_currency
  • commission_type
  • commission_rate
  • +19
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ceded_premium_amount
250000.45
premium_currency
USD
commission_type
Standard

Reinsurance

Retrocessional Reinsurance Programs

Treaty types, financial structures, pricing methodologies

This dataset provides detailed information on retrocessional reinsurance programs, including treaty types, financial structures, pricing methodologies, and market capacity. It enables analysis of risk transfer strategies among reinsurers, supports benchmarking, and facilitates regulatory compliance and risk management. The dataset is ideal for actuaries, risk managers, and insurance market analysts seeking to understand retrocession market dynamics.

21 cols

  • reinsurer_name
  • program_name
  • lead_retrocessionaire
  • number_of_retrocessionaires
  • +17
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reinsurer_name
Allianz Re
program_name
Global Property XL 2021
lead_retrocessionaire
Munich Re

Reinsurance

Reinsurance Recoverables and Collectibility

Outstanding reinsurance recoverables, capturing paid losses, case reserves

This dataset provides a detailed record of outstanding reinsurance recoverables, capturing paid losses, case reserves, and IBNR amounts ceded to reinsurers. It includes aging information, dispute status, and reinsurer credit ratings, enabling thorough collectibility assessment and risk analysis for insurance portfolios. Ideal for financial reporting, risk management, and regulatory compliance in the insurance industry.

15 cols

  • reinsurer_name
  • reinsurer_credit_rating
  • recoverable_type
  • recoverable_amount
  • +11
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reinsurer_name
TransEuro Re
reinsurer_credit_rating
AA
recoverable_type
paid_loss

Reinsurance

Facultative Reinsurance Placements

Ceding and reinsurer details, risk descriptions, coverage terms, premiums

This dataset provides detailed records of individual facultative reinsurance placements for large or unusual risks, including ceding and reinsurer details, risk descriptions, coverage terms, premiums, and negotiated conditions. It supports analysis of reinsurance market practices, risk transfer strategies, and regulatory compliance for complex insurance exposures.

31 cols

  • reinsurer
  • reinsurer_contact_name
  • placement_status
  • placement_date
  • +27
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reinsurer
Swiss Re
reinsurer_contact_name
Martin Gehrig
placement_status
bound

Reinsurance

Aggregate Excess of Loss Treaties

Coverage terms, financial parameters, claims experience

This dataset provides comprehensive details on aggregate excess of loss (XOL) reinsurance treaties, including coverage terms, financial parameters, claims experience, and involved parties. It enables risk managers, actuaries, and analysts to assess treaty performance, loss aggregation, and frequency of catastrophic events across policy years. Ideal for portfolio management, pricing analysis, and regulatory reporting in the insurance and reinsurance sector.

18 cols

  • aggregate_deductible_type
  • loss_aggregation_method
  • cedent_name
  • reinsurer_name
  • +14
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aggregate_deductible_type
annual
loss_aggregation_method
incurred losses
cedent_name
Atlas Insurance Group

Real codes. Never real policyholders.

Code systems found in the sample rows of all 66 insurance datasets.

Code systemDatasets using it, of 66
  1. ISO 3166countries24USA · US
  2. ISO 4217currencies15USD · EUR · JPY
  3. ICD-10diagnoses7E11.9 · J45.90 · J01.90
  4. CPTprocedures799213
  5. CARCdenial reasons1CO45
  6. NDCdrug products112345-6789-01
  7. NAICSindustries1541612
  8. SICindustries12752
A person from the Healthcare Insurance Claim Scenarios datasetGenerated
patient_first_name
Emily
patient_last_name
Turner
patient_date_of_birth
1992-01-23
patient_gender
female
diagnosis_code
J06.9

Generated   Real code

Most common columnsDatasets, of 66
  1. policy_id28
  2. claim_id27
  3. claim_status22
  4. claim_amount18
  5. claim_date17

Not quite what you need? Describe it.

One sentence in. A dataset with that pattern out.

  • New policies: 5× fraud
  • Real vehicle makes
  • 3% missing amounts
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Fraud rate by policy age at claim
0%10%20%15%<30 days14%30–1803%180+ days
Sample rows for: Motor claims where claims made within 30 days of a policy starting are 5× more likely to be fraud, with real vehicle makes and 3% of claim amounts missing.
policy_age_daysvehicle_makeclaim_gbpfraud
12BMW8400yes
410Toyota1250no
21Audi—yes
95Ford2300no

A pattern you asked for Everything else

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