Long-Term Care Utilization Rates

This dataset provides detailed long-term care utilization metrics, including nursing home admission rates, assisted living usage, home health care frequency, and care duration, segmented by age group, year, and region. It is designed to support actuarial analysis, insurance reserve modeling, and healthcare planning for aging populations. The flat structure enables easy integration with business intelligence and actuarial systems.

  • last updated 2 Nov 2025
  • by GoMask
The brief that made it

Actuarial modeling for long-term care insurance reserves

Sample rows

preview · 8 of 500 rows · all 11 columns
record_idstringage_groupstringaverage_duration_of_care_daysfloatgenderstringnursing_home_admission_ratefloatassisted_living_usage_ratefloathome_health_care_frequencyfloatltc_insurance_reserve_factorfloatyearintegerregionstringdata_sourcestring
R00165-6922.1female14.611.37.51.082017CaliforniaInsurer A Claims
R00270-7427.6male21.215.79.41.192021TexasGovernment Health Survey
R00375-7935.8female32.823.412.81.462015New YorkInsurer B Annual Report
R00480+78.2male59.550.124.22.852019FloridaRegional Hospital Data
R00568-7225female18.213.98.71.122022OhioInsurer C Utilization
R00665+0.5unknown0.20.500.012099MontanaSynthetic Boundary Value
R00775-8042.6male38.127.916.41.582020IllinoisInsurer D Claims
R00870-7428.9other23.419.810.11.232018GeorgiaHospital Survey

What the 500 rows show

from the 500-row sample

80+ (age group) stands out: mean average_duration_of_care_days is 92.2, against 24.5 for the rest.

  • 20.9median average_duration_of_care_days
  • 51regions
  • 22.4median nursing_home_admission_rate
  • 15.1median assisted_living_usage_rate
  • 8.2median home_health_care_frequency
  • 1.1median ltc_insurance_reserve_factor
Mean average_duration_of_care_days by age_group500 rows
05010014.665-…82 r…92.280+76 r…21.470-…75 r…38.275-…69 r…50.575-…61 r…15.968-…52 r…14.665-…44 r…10.365+41 r…
average_duration_of_care_days500 rows, in bands of 20
01202402391294033269121110100180average_duration_of_care_days →

Median 20.9, from 0.0 to 180.0.

gender477 rows with a value · 23 left blank
  1. female204
  2. male172
  3. other65
  4. unknown36
11 columns by typefrom the column list below
  • string 5
  • integer 1
  • float 5

Columns

11 columns in two groups
blueprint · 11 columns
columntypedescriptionexample
Text 5 columns
record_idstringUnique identifier for each utilization recorduniqueR001
age_groupstringAge group category (e.g., '65-69', '70-74', '75-79', '80+')8 groups65-69
genderstringGender of the insured individual (male, female, other, unknown)male · female · other · unknown · optionalfemale
regionstringGeographic region or state where data was collectedoptionalCalifornia
data_sourcestringName or description of the data source (e.g., insurer, government report)optionalInsurer A Claims
Numbers 6 columns
nursing_home_admission_ratefloatAnnual rate of nursing home admissions per 1,000 insureds in this age group0 or more14.6
assisted_living_usage_ratefloatAnnual rate of assisted living facility usage per 1,000 insureds in this age group0 or more11.3
home_health_care_frequencyfloatAverage number of home health care visits per insured per year in this age group0 or more7.5
average_duration_of_care_daysfloatAverage duration of care in days per episode for this age group0 or more22.1
ltc_insurance_reserve_factorfloatReserve factor used for LTC insurance calculations for this age group0 or more · optional1.08
yearintegerYear the data was collected1,900 to 2,1002017

Use it for

  • median average…20.9500 rowsmean average duration…14.665-6992.280+21.470-7438.275-79

    An insurance dashboard

    Average_duration_of_care_days by age_group and a breakdown of gender. Excel, Power BI or Tableau.

  • Why do the 76 80+ rows have a mean average_duration_of_care_days of 92.2?

    A root-cause class exercise

    Hand out the rows and one question. The answer is in the data, not in the brief.

  • A software demo

    Believable records with age_group, gender and nursing_home_admission_rate to fill a screen in front of a buyer.

Not quite right?

Make it yours.

Same 11 columns, your size and your rules. See 20 rows before you pay.

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This dataset500 rows11 columns
Yours10,000 rows11 columnsregion: UK only

blueprint · long-term-care-utilization-rates

Behind this dataset

Same schema. As many rows as you need.

These 500 rows came out of a blueprint — 11 columns with generation rules behind each one. Open it in Data Factory to retune a column, add your own, wire in foreign keys, and run it at the size you actually need.

Rules it was built with
  • LTC need increases significantly with age
  • Activities of Daily Living (ADL) triggers: 2 of 6 typical
  • Cognitive impairment as alternative trigger
  • Elimination period before benefits: 0, 30, 60, 90, 100 days
  • Care settings: nursing home, assisted living, home care
  • Daily benefit amount and benefit period
  • Inflation protection: simple, compound, CPI
  • Average length of stay in nursing home: 2-3 years
Rows
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Exports
CSV, JSON, JSONL, Parquet, SQL, Excel, TSV, XML
Licence
yours to use, including commercially
API slug
long-term-care-utilization-rates

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