Insurance Claim Severity Scores
This dataset provides detailed, claim-level insurance data including severity scores, key features used in risk assessment, and resolution times. It enables analytics teams to evaluate claim risk, optimize processing workflows, and improve payout accuracy. The comprehensive structure supports predictive modeling, operational analysis, and regulatory reporting.
Sample rows
preview · 8 of 200 rows · all 19 columns| claim_idstring | claim_typestring | feature_1float | location_countrystring | policy_idstring | claimant_idstring | claim_datedate | incident_datedate | claim_statusstring | severity_scorefloat | feature_2float | feature_3float | resolution_time_daysinteger | resolved_datedate | payout_amountfloat | adjuster_idstring | location_citystring | location_statestring | location_postal_codestring |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AUTO0016M | auto | 8750.55 | USA | POL892134 | C72841FG | 2022-03-12 | 2022-03-09 | closed | 0.37 | 28 | 0.42 | 7 | 2022-03-19 | 8400 | ADJ0024 | San Diego | CA | 92103 |
| CLM-09ZZQ1 | property | 34600 | Germany | POL107368 | EDG84219 | 2023-01-19 | 2023-01-18 | open | 0.62 | 36 | 0.89 | blank | blank | blank | ADJ1081 | Berlin | BE | 10409 |
| LI-001A21 | life | 420000 | UK | POL721823 | F214982Y | 2020-05-24 | 2020-05-13 | closed | 1 | 64 | 0.11 | 96 | 2020-08-28 | 420000 | ADJ4102 | Manchester | ENG | M1 1AA |
| HEALTH8832 | health | 2150 | South Africa | POL622145 | E193820A | 2024-02-10 | 2024-02-09 | in_review | 0.51 | 41 | 0.32 | blank | blank | blank | ADJ2098 | Cape Town | WC | 8001 |
| AUTO0022N | auto | 15320.1 | USA | POL512934 | C83279JK | 2021-10-13 | 2021-10-12 | closed | 0.44 | 34 | 0.67 | 8 | 2021-10-21 | 14800 | ADJ3030 | Dallas | TX | 75204 |
| PROP-0312 | property | 111289 | UAE | POL420981 | P819374L | 2022-09-05 | 2022-09-03 | denied | 0.22 | 43 | 0.47 | 18 | 2022-09-23 | 0 | ADJ7783 | Dubai | DU | 00001 |
| CLM-09ZZQ2 | property | 980000 | Australia | POL808901 | E104982B | 2023-03-30 | 2023-03-28 | closed | 0.78 | 87 | 0.98 | 74 | 2023-06-12 | 980000 | ADJ1122 | Melbourne | VIC | 3000 |
| LI-003B09 | life | 520000 | Canada | POL969201 | F309184Z | 2021-02-11 | 2021-02-03 | closed | 0.99 | 67 | 0.23 | 31 | 2021-03-14 | 520000 | ADJ4211 | Toronto | ON | M5H 2N2 |
| LI-004C10 | life | 300000 | USA | POL109823 | C193847E | 2020-12-02 | 2020-11-27 | closed | 1 | 59 | 0.06 | 120 | 2021-04-02 | 300000 | ADJ7014 | Miami | FL | 33130 |
| AUTO0031K | auto | 800 | USA | POL912483 | C81293NM | 2023-04-18 | 2023-04-14 | in_review | 0.16 | 26 | 0.35 | blank | blank | blank | ADJ1220 | Los Angeles | CA | 90017 |
| PROP-0329 | property | 120990 | Switzerland | POL309812 | P198374X | 2022-07-20 | 2022-07-17 | open | 0.52 | 45 | 0.41 | blank | blank | blank | ADJ1082 | Zurich | ZH | 8001 |
| AUTO0045J | auto | 20000 | USA | POL482910 | C82937BP | 2021-04-09 | 2021-04-07 | closed | 0.89 | 38 | 0.81 | 4 | 2021-04-13 | 20000 | ADJ4019 | Chicago | IL | 60616 |
| HEALTH8835 | health | 8700 | Switzerland | POL843021 | E192830S | 2023-06-14 | 2023-06-12 | closed | 0.69 | 60 | 0.62 | 14 | 2023-06-28 | 8700 | ADJ9837 | Geneva | GE | 1206 |
| LIABILITY110 | liability | 5000 | Canada | POL675892 | EDG19283 | 2022-05-21 | 2022-05-18 | pending | 0.07 | 28 | 0.21 | blank | blank | blank | blank | Montreal | QC | H2Y 1C6 |
| PROP-0341 | property | 302000 | Spain | POL782103 | P298374N | 2023-09-17 | 2023-09-15 | closed | 0.73 | 54 | 0.57 | 16 | 2023-10-03 | 302000 | ADJ9812 | Madrid | MD | 28013 |
| OTHER-0012 | other | 2200 | Japan | POL109821 | F193847O | 2021-02-22 | 2021-02-19 | closed | 0.65 | 35 | 0.29 | 9 | 2021-03-03 | 2190 | ADJ2139 | Osaka | OS | 530-0001 |
| AUTO0053Q | auto | 3000 | USA | POL301928 | C98123PO | 2022-08-14 | 2022-08-13 | open | 0.14 | 23 | 0.19 | blank | blank | blank | ADJ4018 | Houston | TX | 77002 |
| HEALTH8899 | health | 4900 | India | POL812983 | E284192M | 2022-12-04 | 2022-11-30 | closed | 0.75 | 51 | 0.26 | 7 | 2022-12-11 | 4900 | ADJ9192 | Mumbai | MH | 400001 |
| AUTO0067F | auto | 6500 | USA | POL402918 | C21984XM | 2023-11-20 | 2023-11-18 | closed | 0.25 | 29 | 0.22 | 3 | 2023-11-23 | 6350 | ADJ4521 | New York | NY | 10001 |
| LI-005D31 | life | 350000 | USA | POL391827 | C918274T | 2022-02-02 | 2022-01-29 | closed | 1 | 58 | 0.19 | 31 | 2022-03-05 | 350000 | ADJ8102 | Seattle | WA | 98101 |
What the 200 rows show
from the 200-row sampleLife (claim type) stands out: mean feature_
- 17,637median feature_
1 - 5claim statuses
- 53location states
- 60location cities
- 0.52median severity_
score - 40median feature_
2
Median 17,637, from 350.0 to 980,000.
- string 10
- integer 1
- float 5
- date 3
Columns
19 columns in three groups| column | type | description | example |
|---|---|---|---|
| Text 10 columns | |||
claim_id | string | Unique identifier for each insurance claim.unique | AUTO0016M |
policy_id | string | Unique identifier for the insurance policy associated with the claim. | POL892134 |
claimant_id | string | Unique identifier for the individual or entity submitting the claim. | C72841FG |
claim_type | string | Type of insurance claim (e.g., auto, property, health).6 values | auto |
claim_status | string | Current status of the claim (e.g., open, closed, pending, denied).open · closed · pending · denied · in_review | closed |
adjuster_id | string | Unique identifier for the claims adjuster handling the claim.optional | ADJ0024 |
location_city | string | City where the incident occurred.optional | San Diego |
location_state | string | State where the incident occurred.optional | CA |
location_postal_code | string | Postal code of the incident location.optional | 92103 |
location_country | string | Country where the incident occurred.optional | USA |
| Numbers 6 columns | |||
severity_score | float | Numerical score indicating the severity of the claim, typically between 0 and 1.0 to 1 | 0.37 |
feature_1 | float | First feature used in severity scoring (e.g., claim amount, damage estimate).optional | 8750.55 |
feature_2 | float | Second feature used in severity scoring (e.g., age of claimant, vehicle age).optional | 28 |
feature_3 | float | Third feature used in severity scoring (e.g., location risk factor).optional | 0.42 |
resolution_time_days | integer | Number of days taken to resolve the claim.0 or more · optional | 7 |
payout_amount | float | Total amount paid out for the claim.0 or more · optional | 8400 |
| Dates and times 3 columns | |||
claim_date | date | Date when the claim was filed. | 2022-03-12 |
incident_date | date | Date when the incident leading to the claim occurred. | 2022-03-09 |
resolved_date | date | Date when the claim was resolved or closed.optional | 2022-03-19 |
Use it for
An insurance dashboard
Feature_
1 by claim_ type and a breakdown of location_ country. Excel, Power BI or Tableau. Why do the 33 life rows have a mean feature_
1 of 485,770? A root-cause class exercise
Hand out the rows and one question. The answer is in the data, not in the brief.
- Claims200AUTO0016M8750.55autoCLM-09ZZQ134600propertyLI-001A21420000life
A software demo
Believable claims with policy_
id, claimant_ id and claim_ date to fill a screen in front of a buyer.
blueprint · insurance-claim-severity-scores
Behind this dataset
Same schema. As many rows as you need.
These 200 rows came out of a blueprint — 19 columns with generation rules behind each one. Open it in Data Factory to retune a column, add your own, wire in foreign keys, and run it at the size you actually need.
- Claim ID and type logged
- Severity score assigned using business rules
- Resolution time tracked
- Policyholder demographic included
1 credit per row. Preview 20 rows free. Buy rows for the full run.
- Exports
- CSV, JSON, JSONL, Parquet, SQL, Excel, TSV, XML
- Licence
- yours to use, including commercially
- API slug
- insurance-claim-severity-scores