Insurance Claim Severity Scores

This dataset provides detailed, claim-level insurance data including severity scores, key features used in risk assessment, and resolution times. It enables analytics teams to evaluate claim risk, optimize processing workflows, and improve payout accuracy. The comprehensive structure supports predictive modeling, operational analysis, and regulatory reporting.

  • opened 5 times
  • last updated 20 Aug 2025
  • by GoMask
The brief that made it

Predictive modeling of claim severity and risk

Sample rows

preview · 8 of 200 rows · all 19 columns
claim_idstringclaim_typestringfeature_1floatlocation_countrystringpolicy_idstringclaimant_idstringclaim_datedateincident_datedateclaim_statusstringseverity_scorefloatfeature_2floatfeature_3floatresolution_time_daysintegerresolved_datedatepayout_amountfloatadjuster_idstringlocation_citystringlocation_statestringlocation_postal_codestring
AUTO0016Mauto8750.55USAPOL892134C72841FG2022-03-122022-03-09closed0.37280.4272022-03-198400ADJ0024San DiegoCA92103
CLM-09ZZQ1property34600GermanyPOL107368EDG842192023-01-192023-01-18open0.62360.89blankblankblankADJ1081BerlinBE10409
LI-001A21life420000UKPOL721823F214982Y2020-05-242020-05-13closed1640.11962020-08-28420000ADJ4102ManchesterENGM1 1AA
HEALTH8832health2150South AfricaPOL622145E193820A2024-02-102024-02-09in_review0.51410.32blankblankblankADJ2098Cape TownWC8001
AUTO0022Nauto15320.1USAPOL512934C83279JK2021-10-132021-10-12closed0.44340.6782021-10-2114800ADJ3030DallasTX75204
PROP-0312property111289UAEPOL420981P819374L2022-09-052022-09-03denied0.22430.47182022-09-230ADJ7783DubaiDU00001
CLM-09ZZQ2property980000AustraliaPOL808901E104982B2023-03-302023-03-28closed0.78870.98742023-06-12980000ADJ1122MelbourneVIC3000
LI-003B09life520000CanadaPOL969201F309184Z2021-02-112021-02-03closed0.99670.23312021-03-14520000ADJ4211TorontoONM5H 2N2

What the 200 rows show

from the 200-row sample

Life (claim type) stands out: mean feature_1 is 485,770, against 46,229 for the rest.

  • 17,637median feature_1
  • 5claim statuses
  • 53location states
  • 60location cities
  • 0.52median severity_score
  • 40median feature_2
Mean feature_1 by claim_type200 rows
0400k800k9,799auto52 rows158.9kprope…39 rows4,376health33 rows485.8klife33 rows24,890liabi…24 rows14,401other19 rows
feature_1200 rows, in bands of 100k
08016015545109735020500k1Mfeature_1 →

Median 17,637, from 350.0 to 980,000.

location_country200 rows · top 10 of 16 values
  1. USA61
  2. Canada18
  3. Switzerland15
  4. UK12
  5. Spain12
  6. Germany11
  7. Australia11
  8. Japan11
  9. UAE10
  10. Ireland10
19 columns by typefrom the column list below
  • string 10
  • integer 1
  • float 5
  • date 3

Columns

19 columns in three groups
blueprint · 19 columns
columntypedescriptionexample
Text 10 columns
claim_idstringUnique identifier for each insurance claim.uniqueAUTO0016M
policy_idstringUnique identifier for the insurance policy associated with the claim.POL892134
claimant_idstringUnique identifier for the individual or entity submitting the claim.C72841FG
claim_typestringType of insurance claim (e.g., auto, property, health).6 valuesauto
claim_statusstringCurrent status of the claim (e.g., open, closed, pending, denied).open · closed · pending · denied · in_reviewclosed
adjuster_idstringUnique identifier for the claims adjuster handling the claim.optionalADJ0024
location_citystringCity where the incident occurred.optionalSan Diego
location_statestringState where the incident occurred.optionalCA
location_postal_codestringPostal code of the incident location.optional92103
location_countrystringCountry where the incident occurred.optionalUSA
Numbers 6 columns
severity_scorefloatNumerical score indicating the severity of the claim, typically between 0 and 1.0 to 10.37
feature_1floatFirst feature used in severity scoring (e.g., claim amount, damage estimate).optional8750.55
feature_2floatSecond feature used in severity scoring (e.g., age of claimant, vehicle age).optional28
feature_3floatThird feature used in severity scoring (e.g., location risk factor).optional0.42
resolution_time_daysintegerNumber of days taken to resolve the claim.0 or more · optional7
payout_amountfloatTotal amount paid out for the claim.0 or more · optional8400
Dates and times 3 columns
claim_datedateDate when the claim was filed.2022-03-12
incident_datedateDate when the incident leading to the claim occurred.2022-03-09
resolved_datedateDate when the claim was resolved or closed.optional2022-03-19

Use it for

  • median feature…17,637200 rowsmean feature 1 by cla…9.8kauto158.9kprop…4.4kheal…485.8klife

    An insurance dashboard

    Feature_1 by claim_type and a breakdown of location_country. Excel, Power BI or Tableau.

  • Why do the 33 life rows have a mean feature_1 of 485,770?

    A root-cause class exercise

    Hand out the rows and one question. The answer is in the data, not in the brief.

  • A software demo

    Believable claims with policy_id, claimant_id and claim_date to fill a screen in front of a buyer.

Not quite right?

Make it yours.

Same 19 columns, your size and your rules. See 20 rows before you pay.

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This dataset200 rows19 columns
Yours1,000 rows19 columnslocation_city: UK only

blueprint · insurance-claim-severity-scores

Behind this dataset

Same schema. As many rows as you need.

These 200 rows came out of a blueprint — 19 columns with generation rules behind each one. Open it in Data Factory to retune a column, add your own, wire in foreign keys, and run it at the size you actually need.

Rules it was built with
  • Claim ID and type logged
  • Severity score assigned using business rules
  • Resolution time tracked
  • Policyholder demographic included
Rows
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Exports
CSV, JSON, JSONL, Parquet, SQL, Excel, TSV, XML
Licence
yours to use, including commercially
API slug
insurance-claim-severity-scores

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