Insurance Claims Fraud Detection
This synthetic insurance claims dataset provides detailed records of individual claims, including customer demographics, policy details, incident descriptions, and a fraud label for supervised learning. Designed for fraud detection and claim triage automation, the dataset enables advanced analytics and machine learning model development for the insurance industry.
Sample rows
preview · 8 of 200 rows · all 27 columns| claim_idstring | claim_statusstring | customer_ageinteger | fraud_reportedboolean | customer_occupationstring | policy_idstring | customer_idstring | claim_datedate | incident_datedate | claim_amountfloat | claim_typestring | incident_typestring | incident_location_streetstring | incident_location_citystring | incident_location_statestring | incident_location_postal_codestring | incident_location_countrystring | customer_genderstring | customer_incomefloat | policy_start_datedate | policy_end_datedate | policy_coverage_typestring | number_of_claimantsinteger | police_report_availableboolean | witness_presentboolean | claim_filed_channelstring | incident_descriptionstring |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CLM-00001 | approved | 32 | false | software engineer | POL-02001 | CUS-10001 | 2023-02-18 | 2023-02-14 | 18500.75 | auto | collision | 412 Maple Ave | Dallas | TX | 75201 | USA | female | 72000 | 2021-01-01 | 2026-01-01 | comprehensive | 1 | true | false | online | Rear-ended by distracted driver on highway. |
| CLM-00002 | in_review | 44 | false | marketing manager | POL-02002 | CUS-10002 | 2022-06-10 | 2022-06-05 | 345000 | property | fire | 1592 Oak Street | Toronto | ON | M4B 1B3 | Canada | male | 95000 | 2017-03-15 | 2027-03-15 | premium | 2 | true | true | agent | Kitchen fire caused by unattended stove. |
| CLM-00003 | submitted | 23 | false | student | POL-02003 | CUS-10003 | 2021-12-01 | 2021-11-30 | 1200 | health | prescription | 90 College Rd | Boston | MA | 02115 | USA | female | 7500 | 2021-01-01 | 2024-01-01 | basic | 1 | blank | blank | online | Covered prescription medication required after surgery. |
| CLM-00004 | in_review | 29 | false | consultant | POL-02004 | CUS-10004 | 2023-08-15 | 2023-08-12 | 59000.5 | auto | theft | 715 16th Avenue | Vancouver | BC | V5K 0A1 | Canada | male | 68000 | 2022-01-01 | 2027-01-01 | comprehensive | 1 | true | false | phone | Vehicle stolen from parking garage overnight. |
| CLM-00005 | approved | 52 | false | business owner | POL-02005 | CUS-10005 | 2024-01-12 | 2024-01-05 | 560000 | property | flood | 4801 Grand Blvd | Chicago | IL | 60611 | USA | female | 120000 | 2020-06-01 | 2030-06-01 | premium | 3 | false | true | agent | Basement flooded after severe rainstorm. |
| CLM-00006 | approved | 34 | false | teacher | POL-02006 | CUS-10006 | 2022-05-03 | 2022-04-30 | 4000.99 | health | accident | 25 River St | Austin | TX | 78701 | USA | male | 51000 | 2019-09-15 | 2024-09-15 | comprehensive | 1 | blank | blank | phone | Broken arm due to fall while cycling. |
| CLM-00007 | approved | 74 | false | retired | POL-02007 | CUS-10007 | 2023-03-22 | 2023-03-20 | 310000 | life | death | 3 Kings Road | Manchester | ENG | M2 4WU | UK | female | 32000 | 2003-05-01 | 2025-05-01 | premium | 3 | false | false | agent | Policyholder deceased after heart failure. |
| CLM-00008 | submitted | 26 | false | chef | POL-02008 | CUS-10008 | 2022-09-07 | 2022-09-05 | 9100 | auto | vandalism | 77 Elm Street | San Jose | CA | 95112 | USA | male | 29000 | 2022-01-01 | 2025-01-01 | third-party | 1 | false | false | phone | Car windows smashed in parking lot overnight. |
| CLM-00009 | in_review | 61 | false | artist | POL-02009 | CUS-10009 | 2023-07-15 | 2023-07-10 | 80000 | property | theft | 2122 Willow Lane | Calgary | AB | T2P 1J9 | Canada | female | 41000 | 2018-07-01 | 2028-07-01 | comprehensive | 2 | true | false | agent | Jewelry stolen during home break-in. |
| CLM-00010 | submitted | 38 | false | nurse | POL-02010 | CUS-10010 | 2023-05-28 | 2023-05-25 | 3500.99 | health | illness | 19 Broadway Ave | Montréal | QC | H2X 3P4 | Canada | other | 48000 | 2020-03-01 | 2025-03-01 | basic | 1 | blank | blank | online | Medical expenses for flu-related hospitalization. |
| CLM-00011 | approved | 50 | true | real estate agent | POL-02011 | CUS-10011 | 2021-11-12 | 2021-11-11 | 160000 | property | flood | 8018 5th Ave | Seattle | WA | 98109 | USA | female | 97000 | 2016-06-01 | 2026-06-01 | premium | 2 | false | true | agent | Flooded basement after water pipe burst. |
| CLM-00012 | in_review | 36 | false | bartender | POL-02012 | CUS-10012 | 2022-03-19 | 2022-03-15 | 25999.89 | auto | collision | 605 Main St | Philadelphia | PA | 19103 | USA | female | 26000 | 2021-01-01 | 2024-01-01 | basic | 1 | true | false | in_person | Minor collision at busy intersection, no injuries. |
| CLM-00013 | closed | 65 | false | business owner | POL-02013 | CUS-10013 | 2024-01-04 | 2023-12-31 | 900000 | life | death | 14 Rue Grimaldi | Monaco | MC | 98000 | Monaco | male | 1200000 | 1995-01-01 | 2035-01-01 | premium | 4 | false | false | agent | Policyholder deceased in natural disaster. |
| CLM-00014 | submitted | 19 | false | student | POL-02014 | CUS-10014 | 2022-10-30 | 2022-10-29 | 4750.65 | health | illness | 10 College Ave | Ottawa | ON | K1P 1J1 | Canada | unknown | 7000 | 2022-01-01 | 2025-01-01 | basic | 1 | blank | blank | online | Emergency room visit for food poisoning. |
| CLM-00015 | approved | 40 | false | delivery driver | POL-02015 | CUS-10015 | 2023-06-10 | 2023-06-08 | 20300 | auto | windshield_damage | 223 Pine St | Denver | CO | 80202 | USA | other | 31000 | 2022-06-01 | 2025-06-01 | third-party | 1 | true | false | in_person | Windshield cracked by flying debris on highway. |
| CLM-00016 | rejected | 59 | true | contractor | POL-02016 | CUS-10016 | 2022-11-11 | 2022-11-01 | 89000 | property | fire | 202 Lakeview Dr | Houston | TX | 77002 | USA | male | 42000 | 2019-03-15 | 2029-03-15 | premium | 2 | false | true | phone | Fire started in garage, significant damage. |
| CLM-00017 | submitted | 21 | false | student | POL-02017 | CUS-10017 | 2023-04-13 | 2023-04-12 | 2200 | health | accident | 88 Campus Ln | Ann Arbor | MI | 48109 | USA | female | 9500 | 2022-01-01 | 2025-01-01 | basic | 1 | blank | blank | online | Sprained ankle during sports activity. |
| CLM-00018 | in_review | 28 | false | bartender | POL-02018 | CUS-10018 | 2022-07-18 | 2022-07-10 | 44000 | auto | collision | 17 Oakwood Rd | New York | NY | 10001 | USA | male | 27000 | 2022-01-01 | 2026-01-01 | comprehensive | 2 | true | true | online | Multi-car accident on freeway, moderate injuries. |
| CLM-00019 | approved | 27 | false | marketing manager | POL-02019 | CUS-10019 | 2022-08-20 | 2022-08-19 | 14999.99 | auto | theft | 2307 Main St | Los Angeles | CA | 90015 | USA | female | 65000 | 2020-01-01 | 2025-01-01 | comprehensive | 1 | true | false | online | Car stolen while parked at shopping mall. |
| CLM-00020 | submitted | 54 | false | investor | POL-02020 | CUS-10020 | 2022-04-16 | 2022-04-12 | 73250 | property | flood | 2267 Royal Rd | London | ENG | SW1A 1AA | UK | male | 870000 | 2017-01-01 | 2027-01-01 | premium | 2 | false | false | agent | Flooding in lower level due to blocked drainage. |
What the 200 rows show
from the 200-row sampleClosed (claim status) stands out: mean customer_
- 10%fraud_
reported = true - 36median customer_
age - 4incident location countries
- 4customer genders
- 4policy coverage types
- 5claim types
Median 36, from 18 to 84.
- string 16
- integer 2
- float 2
- date 4
- boolean 3
Columns
27 columns in four groups| column | type | description | example |
|---|---|---|---|
| Text 16 columns | |||
claim_id | string | Unique identifier for each insurance claimunique | CLM-00001 |
policy_id | string | Unique identifier for the insurance policy associated with the claim | POL-02001 |
customer_id | string | Unique identifier for the customer submitting the claim | CUS-10001 |
claim_type | string | Type of insurance claim (e.g., auto, property, health, life)auto · property · health · life · other | auto |
incident_type | string | Type of incident leading to the claim (e.g., collision, theft, fire, illness, death, etc.) | collision |
incident_description | string | Free-text description of the incident provided by the claimantoptional | Rear-ended by distracted … |
incident_location_street | string | Street address where the incident occurredoptional | 412 Maple Ave |
incident_location_city | string | City where the incident occurredoptional | Dallas |
incident_location_state | string | State or province where the incident occurredoptional | TX |
incident_location_postal_code | string | Postal code of the incident locationoptional | 75201 |
incident_location_country | string | Country where the incident occurred4 countries · optional | USA |
claim_status | string | Current status of the claimsubmitted · in_review · approved · rejected · closed | approved |
customer_gender | string | Gender of the customermale · female · other · unknown · optional | female |
customer_occupation | string | Occupation of the customeroptional | software engineer |
policy_coverage_type | string | Type of coverage provided by the policy (e.g., comprehensive, third-party, basic, premium)4 types · optional | comprehensive |
claim_filed_channel | string | Channel through which the claim was filed (e.g., online, phone, agent, in-person)online · phone · agent · in_person · other · optional | online |
| Numbers 4 columns | |||
claim_amount | float | Total amount claimed by the customer0 or more | 18500.75 |
customer_age | integer | Age of the customer at the time of claim0 or more · optional | 32 |
customer_income | float | Annual income of the customer0 or more · optional | 72000 |
number_of_claimants | integer | Number of people involved in the claim (e.g., passengers, dependents)1 or more · optional | 1 |
| Dates and times 4 columns | |||
claim_date | date | Date the claim was filed | 2023-02-18 |
incident_date | date | Date the incident occurred | 2023-02-14 |
policy_start_date | date | Date when the insurance policy startedoptional | 2021-01-01 |
policy_end_date | date | Date when the insurance policy ends or expiredoptional | 2026-01-01 |
| True or false 3 columns | |||
fraud_reported | boolean | Label indicating whether the claim is fraudulent (true) or not (false) | false |
police_report_available | boolean | Indicates if a police report was filed for the incidentoptional | true |
witness_present | boolean | Indicates if there were witnesses to the incidentoptional | false |
Use it for
An insurance dashboard
The fraud_
reported rate, customer_ age by claim_ status and a breakdown of customer_ occupation. Excel, Power BI or Tableau. Why do the 18 closed rows have a mean customer_
age of 66.2? A root-cause class exercise
Hand out the rows and one question. The answer is in the data, not in the brief.
- Claims200CLM-0000132approvedCLM-0001150approvedCLM-0001659rejected
A software demo
Believable claims with policy_
id, customer_ id and claim_ date to fill a screen in front of a buyer.
blueprint · insurance-claims-fraud-detection
Behind this dataset
Same schema. As many rows as you need.
These 200 rows came out of a blueprint — 27 columns with generation rules behind each one. Open it in Data Factory to retune a column, add your own, wire in foreign keys, and run it at the size you actually need.
- Each claim assigned a fraud risk label
- Include various claim types (auto, home, health)
- Simulate realistic submission patterns and delays
- Include customer, policy, and incident details
- Claims may be flagged as 'investigated' or not
1 credit per row. New accounts start with 25 free credits.
- Exports
- CSV, JSON, JSONL, Parquet, SQL, Excel, TSV, XML
- Licence
- yours to use, including commercially
- API slug
- insurance-claims-fraud-detection