Finance
24 columns
505 rows
8 formats

SWIFT MT202COV General Financial Institution Transfer

This dataset provides detailed records of SWIFT MT202COV cover payments, linking each transaction to its underlying customer credit transfer (MT103) and capturing all relevant financial institution, customer, and compliance information. It is ideal for regulatory compliance, anti-money laundering (AML) monitoring, and cross-border payment reconciliation in financial institutions.

last updated 29 Oct 2025
by GoMask

The brief that made it

Regulatory compliance and audit trail creation for cross-border payments

Sample rows

preview · 8 of 505 rows · all 24 columns

mt202cov_idstring	compliance_statusstring	amountfloat	customer_address_statestring	transaction_referencestring	related_mt103_idstring	value_datedate	currencystring	ordering_institution_bicstring	beneficiary_institution_bicstring	intermediary_institution_bicstring	sender_bicstring	receiver_bicstring	sender_referencestring	customer_namestring	customer_account_numberstring	customer_address_streetstring	customer_address_citystring	customer_address_postal_codestring	customer_address_countrystring	purpose_of_paymentstring	compliance_notesstring	created_atdatetime	updated_atdatetime
MQ8T4WZ9J7P2H3L6V0C1B5K8S4N3D2X5	cleared	12500.45	NY	TXREF20240601A1	MT10320240601A1	2024-06-01	USD	BOFAUS3NXXX	CITIGB2LXXX	blank	BOFAUS3NXXX	CITIGB2LXXX	PAYROLL20240601	Michael Robertson	US20240601MROB785	120 Park Ave	New York	10017	US	Salary Payment	KYC verified; salary transfer.	2024-06-01T09:15:14Z	2024-06-01T09:45:14Z
KG4J2X9P0L7S8H5V3B1N2A6D8T5Z7F6W	pending	7860.1	blank	TXREF20240601B2	MT10320240601B2	2024-06-01	EUR	DEUTDEFFXXX	BNPAFRPPXXX	blank	DEUTDEFFXXX	BNPAFRPPXXX	INVOICE20240601	Sophie Durand	FR20240601SDUR879	14 Rue de Rivoli	Paris	75001	FR	Consulting Invoice #4563	Awaiting AML check.	2024-06-01T10:20:30Z	blank
QW5E6R7T8Y9U1I2O3P4A5S6D7F8G9H1J	cleared	22500	blank	TXREF20240602C3	MT10320240602C3	2024-06-02	GBP	BARCGB22XXX	HSBCGB2LXXX	blank	BARCGB22XXX	HSBCGB2LXXX	blank	Oliver Smith	GB20240602OSMI223	blank	London	EC2V 7HN	GB	Year-End Bonus	blank	2024-06-02T11:10:45Z	2024-06-02T12:05:45Z
ZX5C6V7B8N9M1Q2W3E4R5T6Y7U8I9O1P	cleared	5500.75	blank	TXREF20240602D4	MT10320240602D4	2024-06-02	SGD	DBSSSGSGXXX	UOBVSGSGXXX	blank	DBSSSGSGXXX	UOBVSGSGXXX	SALARY20240602	Rachel Tan	SG20240602RTAN383	9 Shenton Way	Singapore	068813	SG	Salary Payment	KYC verified.	2024-06-02T14:22:10Z	2024-06-02T15:17:10Z
LK8J7H6G5F4D3S2A1P0O9I8U7Y6T5R4E	pending	210000	blank	TXREF20240603E5	MT10320240603E5	2024-06-03	CHF	UBSWCHZHXXX	CSCHCHZZXXX	blank	UBSWCHZHXXX	CSCHCHZZXXX	blank	Lukas Meier	CH20240603LMEI920	Bahnhofstrasse 7	Zurich	8001	CH	Property Purchase	Source of funds verified.	2024-06-03T08:55:22Z	blank
MN9B8V7C6X5Z4A3S2D1F0G9H8J7K6L5P	cleared	3500	blank	TXREF20240604F6	MT10320240604F6	2024-06-04	JPY	MIZUJPJTXXX	SMBCJPJTXXX	blank	MIZUJPJTXXX	SMBCJPJTXXX	BONUS20240604	Yuki Nakamura	JP20240604YNKA513	2 Chome Marunouchi	Tokyo	100-0005	JP	Year-End Bonus	blank	2024-06-04T09:05:01Z	2024-06-04T10:00:01Z
QZ2W3E4R5T6Y7U8I9O1P0A1S2D3F4G5H	cleared	950.8	MH	TXREF20240604G7	MT10320240604G7	2024-06-04	INR	HDFCBINBBXXX	SBININBBXXX	blank	HDFCBINBBXXX	SBININBBXXX	blank	Amit Sharma	IN20240604ASHA420	Sector 21 Road	Mumbai	400021	IN	Medical Bill	blank	2024-06-04T11:48:50Z	2024-06-04T12:05:50Z
PL3O2I1U9Y8T7R6E5W4Q3A2S1D0F9G8H	pending	10500.6	ON	TXREF20240605H8	MT10320240605H8	2024-06-05	CAD	ROYCCAT2XXX	TDOMCATTTOR	blank	ROYCCAT2XXX	TDOMCATTTOR	TUITION20240605	Emily Chen	CA20240605ECHE651	525 Bloor St W	Toronto	M5S 1Y5	CA	Tuition Fee	Awaiting AML check.	2024-06-05T12:14:35Z	blank
XW3R4T5Y6U7I8O9P2A1S3D4F5G6H7J8K	cleared	39000	blank	TXREF20240606I9	MT10320240606I9	2024-06-06	ZAR	FIRNZAJJXXX	SBZAZAJJXXX	blank	FIRNZAJJXXX	SBZAZAJJXXX	blank	Thandi Nkosi	ZA20240606TNKO389	135 Commissioner St	Johannesburg	2001	ZA	Rent Payment	blank	2024-06-06T08:32:16Z	2024-06-06T08:45:16Z
ER8T7Y6U5I4O3P2A1S9D8F7G6H5J4K3L	pending	125000	blank	TXREF20240607J1	MT10320240607J1	2024-06-07	AUD	NATAAU3303M	WBCUAU2SXXX	blank	NATAAU3303M	WBCUAU2SXXX	EQUIPMENT20240607	Jessica Taylor	AU20240607JTAY732	101 Collins St	Melbourne	3000	AU	Equipment Procurement	Travel expense check pending.	2024-06-07T09:25:30Z	2024-06-07T10:15:30Z
XT9Y8U7I6O5P4A3S2D1F0G9H8J7K6L5M	flagged	400000	blank	TXREF20240607J2	MT10320240607J2	2024-06-07	CNY	ICBKCNBJXXX	BOFHCNBJXXX	HSBCCNBJXXX	ICBKCNBJXXX	BOFHCNBJXXX	BUSINESS20240607	Wei Zhang	CN20240607WZHA912	88 Nanjing Road	Shanghai	200001	CN	Business Expansion	Large foreign remittance flagged.	2024-06-07T13:51:17Z	blank
QW1E2R3T4Y5U6I7O8P9A0S1D2F3G4H5J	cleared	340.25	blank	TXREF20240608K3	MT10320240608K3	2024-06-08	ARS	ICBCARBAXXX	BBVAARBAXXX	blank	ICBCARBAXXX	BBVAARBAXXX	blank	Juan Perez	AR20240608JPER348	Av. Corrientes 1234	Buenos Aires	C1043AAN	AR	Utility Bill	blank	2024-06-08T11:42:11Z	2024-06-08T12:12:11Z
ZX4C5V6B7N8M9Q1W2E3R4T5Y6U7I8O9P	pending	12000.3	SP	TXREF20240609L4	MT10320240609L4	2024-06-09	BRL	BRASBRRJBHE	ITAUbrSPXXX	blank	BRASBRRJBHE	ITAUbrSPXXX	INVOICE20240609	Ana Silva	BR20240609ASIL812	Rua Augusta 2100	Sao Paulo	01304-000	BR	Invoice Payment	blank	2024-06-09T10:19:57Z	blank
MN8B7V6C5X4Z3A2S1D0F9G8H7J6K5L4M	cleared	185000.1	blank	TXREF20240610M5	MT10320240610M5	2024-06-10	NZD	ANZBNZ22XXX	KIWBNZ22XXX	blank	ANZBNZ22XXX	KIWBNZ22XXX	PROCURE20240610	Sarah Thompson	NZ20240610STHO621	23 Lambton Quay	Wellington	6011	NZ	Equipment Procurement	Source of funds verified.	2024-06-10T09:43:22Z	2024-06-10T10:33:22Z
PO9U8Y7T6R5E4W3Q2A1S0D9F8G7H6J5K	cleared	890	blank	TXREF20240611N6	MT10320240611N6	2024-06-11	TRY	ISBKTRISXXX	GARATRISXXX	blank	ISBKTRISXXX	GARATRISXXX	blank	Mehmet Yilmaz	TR20240611MYIL542	Istiklal Cad. 56	Istanbul	34433	TR	Bill Payment	blank	2024-06-11T14:29:03Z	blank
TY1R2E3W4Q5A6S7D8F9G0H1J2K3L4M5N	cleared	18000.2	blank	TXREF20240612O7	MT10320240612O7	2024-06-12	SEK	SWEDSESSXXX	NDEASESSXXX	blank	SWEDSESSXXX	NDEASESSXXX	LEGAL20240612	Erik Johansson	SE20240612EJOH309	Drottninggatan 50	Stockholm	11121	SE	Legal services	blank	2024-06-12T09:21:45Z	blank
UI0O9P8A7S6D5F4G3H2J1K0L9M8N7B6V	flagged	2200000	CA	TXREF20240613P8	MT10320240613P8	2024-06-13	USD	WELLSUS6XXX	CHASEUS33XXX	CITIGB2LXXX	WELLSUS6XXX	CHASEUS33XXX	INVEST20240613	John Carter	US20240613JCAR832	500 Montgomery St	San Francisco	94111	US	Investment Capital	High risk: source of funds unclear.	2024-06-13T12:09:55Z	2024-06-13T13:09:55Z
OI1U2Y3T4R5E6W7Q8A9S0D1F2G3H4J5K	cleared	0.01	NY	TXREF20240614Q9	MT10320240614Q9	2024-06-14	USD	PNCBBUS44XXX	CHASEUS33XXX	blank	PNCBBUS44XXX	CHASEUS33XXX	TESTMINVALUE	Test Edgecase	US20240614TEST001	blank	New York	10001	US	blank	Edge case: minimum value.	2024-06-14T08:00:00Z	blank
PA9S8D7F6G5H4J3K2L1M0N9B8V7C6X5Z	pending	1800	blank	TXREF20240615R1	MT10320240615R1	2024-06-15	EUR	BNPAFRPPXXX	DEUTDEFFXXX	blank	BNPAFRPPXXX	DEUTDEFFXXX	TUITION20240615	Julia Weber	DE20240615JWEB189	Kurfuerstendamm 200	Berlin	10719	DE	Tuition Fee	blank	2024-06-15T10:02:21Z	2024-06-15T10:32:21Z
SA8D7F6G5H4J3K2L1M0N9B8V7C6X5Z4A	cleared	8500	NY	TXREF20240616R2	MT10320240616R2	2024-06-16	USD	CHASEUS33XXX	BOFAUS3NXXX	blank	CHASEUS33XXX	BOFAUS3NXXX	blank	Laura Martinez	US20240616LMAR501	215 W 42nd St	New York	10036	US	Gift	Routine transaction.	2024-06-16T09:44:12Z	blank

What the 505 rows show

from the 505-row sample

Flagged (compliance status) stands out: mean amount is 29,270,948, against 64,357 for the rest.

15,800median amount
18currencies
18compliance noteses
19customer address countries
68customer address cities
77purpose of payments

Mean amount by compliance_status505 rows

amount505 rows, in bands of 20M

Median 15,800, from 0.01 to 150,000,000.

customer_address_state199 rows with a value · 306 left blank

NY49
ON21
CA21
SP17
MH10
NSW10
DL7
RJ7
VIC7
MA6

24 columns by typefrom the column list below

string 20
float 1
date 1
datetime 2

Columns

24 columns in three groups

blueprint · 24 columns
column	type	description	example
Text 20 columns
`mt202cov_id`	string	Unique identifier for the MT202COV transaction messageunique	MQ8T4WZ9J7P2H3L6V0C1B5K8S…
`transaction_reference`	string	Reference number assigned to the transaction for tracking purposes	TXREF20240601A1
`related_mt103_id`	string	Identifier of the underlying MT103 customer credit transfer message	MT10320240601A1
`currency`	string	ISO 4217 currency code for the transaction (e.g., USD, EUR)	USD
`ordering_institution_bic`	string	BIC code of the financial institution ordering the transfer	BOFAUS3NXXX
`beneficiary_institution_bic`	string	BIC code of the financial institution receiving the funds	CITIGB2LXXX
`intermediary_institution_bic`	string	BIC code of the intermediary financial institution, if applicableoptional	HSBCCNBJXXX
`sender_bic`	string	BIC code of the sending financial institution	BOFAUS3NXXX
`receiver_bic`	string	BIC code of the receiving financial institution	CITIGB2LXXX
`sender_reference`	string	Reference provided by the sender for reconciliationoptional	PAYROLL20240601
`customer_name`	string	Name of the underlying customer associated with the MT103	Michael Robertson
`customer_account_number`	string	Account number of the underlying customer	US20240601MROB785
`customer_address_street`	string	Street address of the underlying customeroptional	120 Park Ave
`customer_address_city`	string	City of the underlying customeroptional	New York
`customer_address_state`	string	State or province of the underlying customeroptional	NY
`customer_address_postal_code`	string	Postal code of the underlying customeroptional	10017
`customer_address_country`	string	Country code of the underlying customer (ISO 3166-1 alpha-2)optional	US
`purpose_of_payment`	string	Description or code indicating the purpose of the paymentoptional	Salary Payment
`compliance_status`	string	Status of compliance checks (e.g., pending, cleared, flagged)pending · cleared · flagged · optional	cleared
`compliance_notes`	string	Additional notes or comments regarding compliance reviewoptional	Awaiting AML check.
Numbers 1 column
`amount`	float	Amount of money being transferred0.01 or more	12500.45
Dates and times 3 columns
`value_date`	date	Date on which the funds are to be made available	2024-06-01
`created_at`	datetime	Timestamp when the record was created	2024-06-01T09:15:14Z
`updated_at`	datetime	Timestamp when the record was last updatedoptional	2024-06-01T09:45:14Z

Use it for

A finance dashboard
Amount by compliance_status and a breakdown of customer_address_state. Excel, Power BI or Tableau.
Why do the 58 flagged rows have a mean amount of 29,270,948?
A root-cause class exercise
Hand out the rows and one question. The answer is in the data, not in the brief.
Mt202covs505
MQ8T4WZ9J7P2H3L6V0C1B5K8S4N3D2X512500.45cleared
KG4J2X9P0L7S8H5V3B1N2A6D8T5Z7F6W7860.1pending
QW5E6R7T8Y9U1I2O3P4A5S6D7F8G9H1J22500cleared
A software demo
Believable mt202covs with transaction_reference, related_mt103_id and value_date to fill a screen in front of a buyer.

This dataset505 rows24 columns

Yours1,000 rows24 columnscustomer_address_street: UK only

blueprint · swift-mt202cov-general-financial-institution-transfer

Behind this dataset

Same schema. As many rows as you need.

These 505 rows came out of a blueprint — 24 columns with generation rules behind each one. Open it in Data Factory to retune a column, add your own, wire in foreign keys, and run it at the size you actually need.

Rules it was built with

Transaction reference in field 20
Related reference to underlying MT103 (field 21)
Underlying customer credit transfer details (field 50a)
Ordering customer information for screening
Beneficiary customer information (field 59a)
Structured for sanctions screening
Interbank settlement amount
Value date matches underlying payment

Rows1,000 rows10,000 rows100,000 rows1,000,000 rows

Open the blueprint in Data Factory

1 credit per row. Preview 20 rows free. Buy rows for the full run.

Exports: CSV, JSON, JSONL, Parquet, SQL, Excel, TSV, XML
Licence: yours to use, including commercially
API slug: swift-mt202cov-general-financial-institution-transfer

What should your data show?

No signup. No card.

Sample rows

What the 505 rows show

Columns

Use it for

A finance dashboard

A root-cause class exercise

A software demo

Make it yours.

Same schema. As many rows as you need.

More in Finance

What should your data show?