Premium Finance Agreements

This dataset provides a comprehensive record of third-party premium finance agreements, detailing finance company, borrower, and insurer information, loan terms, payment schedules, and compliance events. It is ideal for financial analysis, risk management, regulatory reporting, and operational oversight in the insurance and finance industries.

  • opened 6 times
  • last updated 1 Nov 2025
  • by GoMask
The brief that made it

Financial risk analysis and portfolio management

Sample rows

preview · 8 of 500 rows · all 38 columns
agreement_idstringpayment_frequencystringnumber_of_paymentsintegerlender_notice_sentbooleanfinance_company_countrystringfinance_company_idstringfinance_company_namestringfinance_company_street_addressstringfinance_company_citystringfinance_company_statestringfinance_company_postal_codestringborrower_idstringborrower_namestringborrower_street_addressstringborrower_citystringborrower_statestringborrower_postal_codestringborrower_countrystringinsurer_idstringinsurer_namestringinsurer_street_addressstringinsurer_citystringinsurer_statestringinsurer_postal_codestringinsurer_countrystringpolicy_numberstringloan_amountfloatinterest_ratefloatagreement_start_datedateagreement_end_datedatefirst_payment_due_datedatelast_payment_due_datedatelender_notice_sent_datedateinsurer_payment_datedateinsurer_payment_amountfloatagreement_statusstringcreated_atdatetimeupdated_atdatetime
AGREEM0001monthly12trueUSFINCOMP001Liberty Finance LLC450 Market StSan FranciscoCA94105BORR001Apex Construction Inc.1100 Pine AveSan FranciscoCA94107USINSUR001Golden State Insurers200 Bush StSan FranciscoCA94104USGS-CA-2024-001350006.52024-01-052024-12-052024-02-052024-12-052024-01-062024-01-0735000completed2024-01-05T09:15:002024-01-07T10:02:00
AGREEM0002monthly12trueUSFINCOMP002Evergreen Funding785 BroadwayNew YorkNY10003BORR002Sunrise Medical LLC223 5th AveNew YorkNY10010USINSUR002Atlantic Insurance Group90 Madison AveNew YorkNY10016USATL-NY-2024-002250007.22024-02-012025-01-312024-03-012025-01-312024-02-032024-02-0425000active2024-02-01T11:30:002024-02-04T13:00:00
AGREEM0003quarterly4falseCAFINCOMP003Maple Leaf Finance120 King St WTorontoONM5H 1A9BORR003Northern Timber Ltd.88 Queen StTorontoONM5C 1S2CAINSUR003Canada Shield Insurance33 Yonge StTorontoONM5E 1G4CACA-MLF-2024-031200003.52024-03-102025-03-102024-04-102025-03-10blank2024-03-11120000completed2024-03-10T14:00:002024-03-11T15:20:00
AGREEM0004annually1trueGBFINCOMP004Atlantic Capital Partners12 Queen's RoadLondonENGSW1A 1AABORR004Premier Tech UK101 PiccadillyLondonENGW1J 7JUGBINSUR004Britannia Insurance Co.22 BishopsgateLondonENGEC2N 4BQGBGB-BRIT-2024-04450002.82024-02-152025-02-152024-03-012025-02-152024-02-162024-02-2045000completed2024-02-15T09:45:002024-02-20T10:10:00
AGREEM0005quarterly4falseAUFINCOMP005Pacific Finance Group120 Collins StMelbourneVIC3000BORR005Southern Mining Pty Ltd77 Flinders LnMelbourneVIC3000AUINSUR005Aussie General Insurance55 Queen StMelbourneVIC3000AUAU-AGI-2024-05850005.12024-01-202024-07-202024-02-202024-07-20blank2024-01-2285000active2024-01-20T08:30:002024-01-22T09:10:00
AGREEM0006quarterly4trueSEFINCOMP006Nordic Finance ABKungsgatan 17StockholmSTO111 43BORR006Viking Shipping ASSkeppsbron 8StockholmSTO111 30SEINSUR006Scandinavian InsurersBrunnsgatan 5StockholmSTO111 38SESE-NOR-2024-061000002.92024-04-012025-04-012024-05-012025-04-012024-04-022024-04-03100000completed2024-04-01T13:45:002024-04-03T14:20:00
AGREEM0007monthly12trueUSFINCOMP007Southeast Premium Finance305 Peachtree St NEAtlantaGA30308BORR007Peach State Realty LLC410 Spring StAtlantaGA30313USINSUR007Georgia Insurance Group150 Luckie StAtlantaGA30303USGA-PRINT-2024011200082024-03-252025-03-252024-04-252025-03-252024-03-262024-03-2712000completed2024-03-25T10:10:002024-03-27T11:00:00
AGREEM0008monthly12falseUSFINCOMP008Blue Sky Funding600 Elm StDallasTX75201BORR008Texas Oilfield Services880 Main StDallasTX75202USINSUR008Lone Star Insurance222 Commerce StDallasTX75203USTX-LSI-2024-08440006.92024-02-102025-02-102024-03-102025-02-10blank2024-02-1144000active2024-02-10T08:55:002024-02-11T10:00:00

What the 500 rows show

from the 500-row sample

Monthly (payment frequency) stands out: mean number_of_payments is 11.9, against 2.7 for the rest.

  • 59%lender_notice_sent = true
  • 4median number_of_payments
  • 4agreement statuses
  • 11borrower countries
  • 11insurer countries
  • 66finance company states
Mean number_of_payments by payment_frequency500 rows
0102011.9monthly226 rows4.0quarterly155 rows1.0annually88 rows1.0one-time31 rows
number_of_payments500 rows, in bands of 2
01152301190155402220612number_of_payments →

Median 4, from 1 to 12.

finance_company_country500 rows · top 10 of 11 values
  1. US238
  2. CA48
  3. GB32
  4. DE31
  5. NZ31
  6. AU29
  7. SE29
  8. HK28
  9. FR26
  10. CH7
38 columns by typefrom the column list below
  • string 25
  • integer 1
  • float 3
  • date 6
  • datetime 2
  • boolean 1

Columns

38 columns in four groups
blueprint · 38 columns
columntypedescriptionexample
Text 25 columns
agreement_idstringUnique identifier for the premium finance agreementuniqueAGREEM0001
finance_company_idstringUnique identifier for the third-party finance companyFINCOMP001
finance_company_namestringName of the third-party finance companyLiberty Finance LLC
finance_company_street_addressstringStreet address of the finance companyoptional450 Market St
finance_company_citystringCity of the finance companyoptionalSan Francisco
finance_company_statestringState or province of the finance companyoptionalCA
finance_company_postal_codestringPostal code of the finance companyoptional94105
finance_company_countrystringCountry of the finance company11 countries · optionalUS
borrower_idstringUnique identifier for the borrowerBORR001
borrower_namestringName of the borrower (individual or business)Apex Construction Inc.
borrower_street_addressstringStreet address of the borroweroptional1100 Pine Ave
borrower_citystringCity of the borroweroptionalSan Francisco
borrower_statestringState or province of the borroweroptionalCA
borrower_postal_codestringPostal code of the borroweroptional94107
borrower_countrystringCountry of the borrower11 countries · optionalUS
insurer_idstringUnique identifier for the insurerINSUR001
insurer_namestringName of the insurerGolden State Insurers
insurer_street_addressstringStreet address of the insureroptional200 Bush St
insurer_citystringCity of the insureroptionalSan Francisco
insurer_statestringState or province of the insureroptionalCA
insurer_postal_codestringPostal code of the insureroptional94104
insurer_countrystringCountry of the insurer11 countries · optionalUS
policy_numberstringInsurance policy number associated with the financed premiumGS-CA-2024-001
payment_frequencystringFrequency of payments (e.g., monthly, quarterly, annually)monthly · quarterly · annually · one-timemonthly
agreement_statusstringCurrent status of the premium finance agreementactive · completed · defaulted · cancelled · pendingcompleted
Numbers 4 columns
loan_amountfloatTotal amount financed for the premium0 or more35000
interest_ratefloatAnnual interest rate applied to the financed amount (as a percentage)0 to 1006.5
number_of_paymentsintegerTotal number of scheduled payments1 or more12
insurer_payment_amountfloatAmount paid to the insurer for the financed premium0 or more · optional35000
Dates and times 8 columns
agreement_start_datedateDate when the premium finance agreement starts2024-01-05
agreement_end_datedateDate when the premium finance agreement ends2024-12-05
first_payment_due_datedateDue date for the first payment2024-02-05
last_payment_due_datedateDue date for the last scheduled payment2024-12-05
lender_notice_sent_datedateDate when lender notice was sentoptional2024-01-06
insurer_payment_datedateDate when the insurer received payment for the financed premiumoptional2024-01-07
created_atdatetimeTimestamp when the agreement record was created2024-01-05T09:15:00
updated_atdatetimeTimestamp when the agreement record was last updated2024-01-07T10:02:00
True or false 1 column
lender_notice_sentbooleanIndicates if lender notice has been sent to the borrowertrue

Use it for

  • lender notice …59%293 of 500 rowsmean number of paymen…11.9mont…4.0quar…1.0annu…1.0one-…

    A finance dashboard

    The lender_notice_sent rate, number_of_payments by payment_frequency and a breakdown of finance_company_country. Excel, Power BI or Tableau.

  • Why do the 226 monthly rows have a mean number_of_payments of 11.9?

    A root-cause class exercise

    Hand out the rows and one question. The answer is in the data, not in the brief.

  • A software demo

    Believable agreements with finance_company_id, finance_company_name and finance_company_street_address to fill a screen in front of a buyer.

Not quite right?

Make it yours.

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This dataset500 rows38 columns
Yours10,000 rows38 columnsfinance_company_street_address: UK only

blueprint · premium-finance-agreements

Behind this dataset

Same schema. As many rows as you need.

These 500 rows came out of a blueprint — 38 columns with generation rules behind each one. Open it in Data Factory to retune a column, add your own, wire in foreign keys, and run it at the size you actually need.

Rules it was built with
  • Finance company contract with policyholder
  • Down payment required (typically 20-30%)
  • Remaining premium financed with interest
  • Monthly installments to finance company
  • Interest rate varies by state regulation
  • Lender notice of intent to cancel if default
  • Insurer receives full premium upfront from financier
  • Policy cancellation if finance default
Rows
Open the blueprint in Data Factory

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Exports
CSV, JSON, JSONL, Parquet, SQL, Excel, TSV, XML
Licence
yours to use, including commercially
API slug
premium-finance-agreements

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