Property Claims - Fire and Perils
This dataset provides detailed, structured records of property damage insurance claims resulting from fire, wind, hail, water, theft, and other perils. It includes claim details, damage assessments, restoration costs, contents inventories, and actual vs replacement value determinations, making it ideal for claims analytics, risk modeling, and operational reporting.
Sample rows
preview · 8 of 1,000 rows · all 26 columns| claim_idstring | peril_typestring | contents_inventory_total_valuefloat | property_countrystring | policy_idstring | claimant_namestring | claimant_contact_phonestring | claimant_contact_emailstring | property_street_addressstring | property_citystring | property_statestring | property_postal_codestring | date_of_lossdate | date_claim_reporteddate | damage_assessment_amountfloat | restoration_estimate_amountfloat | actual_cash_value_amountfloat | replacement_cost_value_amountfloat | contents_inventory_countinteger | claim_statusstring | claim_settlement_amountfloat | adjuster_namestring | adjuster_contact_phonestring | adjuster_contact_emailstring | damage_descriptionstring | notesstring |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CLM00001 | water | 2250 | USA | POL10001 | James Rodriguez | +1-917-555-2187 | jrodriguez.ny@ | 1123 Maple Avenue | New York | NY | 10009 | 2024-01-14 | 2024-01-15 | 9300.25 | 8500 | 8000 | 9600 | 5 | paid | 8700 | Mark Ellison | +1-212-555-1724 | mark.ellison@ | Water damage due to burst pipe in basement, affecting flooring and furniture. | Restoration completed by AquaRestore Inc. Invoice attached. |
| CLM00002 | fire | 1800 | Ireland | POL10002 | Linda O'Connor | +353-21-555-9821 | linda.oconnor@ | 27 Main Street | Cork | Munster | T12DF7P | 2023-11-30 | 2023-12-03 | 7800 | 7200 | 6500 | 8000 | 4 | closed | 7400 | Siobhan McCarthy | +353-1-555-3328 | siobhan.mccarthy@ | Smoke and fire damage to kitchen appliances and cabinetry after stove malfunction. | Claim closed after repair. Inspection photos in file. |
| CLM00003 | theft | 16500 | Russia | POL10003 | Viktor Ivanov | +7-495-555-7192 | v.ivanov@ | Ulitsa Tverskaya 14 | Moscow | Moscow | 101000 | 2022-08-12 | 2022-08-13 | 19500 | 1100 | 14500 | 19800 | 9 | paid | 16000 | Irina Petrovna | +7-812-555-3344 | irina.petrovna@ | Theft of electronics and jewelry from apartment during absence. | Police report filed. Documentation reviewed. |
| CLM00004 | wind | 900 | Italy | POL10004 | Giulia Romano | +39-06-555-9173 | giulia.romano@ | Via del Corso 22 | Rome | Lazio | 00186 | 2024-03-10 | 2024-03-12 | 6700 | 6800 | 5900 | 7100 | 2 | open | blank | Marco Bianchi | +39-06-555-1187 | marco.bianchi@ | Severe wind caused roof tile dislodgement and window breakage. | Awaiting contractor quotes. |
| CLM00005 | hail | 400 | UK | POL10005 | Emma Johnson | +44-20-555-8137 | emma.johnson@ | 47 High Street | London | England | SW1A2AA | 2023-12-25 | 2023-12-26 | 5400 | 5200 | 4600 | 5700 | 1 | closed | 5000 | Rachel Green | +44-20-555-3279 | rachel.green@ | Hail storm caused window damage and dents in car parked outside. | Secondary inspection confirmed damages. |
| CLM00006 | water | 2600 | Mexico | POL10006 | Carlos Mendoza | +52-55-555-2198 | carlos.mendoza@ | Calle Juarez 9 | Mexico City | CDMX | 06000 | 2024-04-02 | 2024-04-03 | 8700 | 9200 | 7900 | 9300 | 6 | paid | 9000 | Miguel Torres | +52-55-555-3091 | miguel.torres@ | Flooding from heavy rains damaged living room and electronics. | Restoration in progress. All receipts attached. |
| CLM00007 | wind | 1200 | USA | POL10007 | Amelia Carter | +1-515-555-3192 | amelia.carter@ | 820 Cedar Lane | Des Moines | IA | 50309 | 2023-09-18 | 2023-09-19 | 4100 | 3900 | 3500 | 4300 | 3 | under review | blank | Steven Clark | +1-515-555-2017 | steven.clark@ | Windstorm uprooted fence and damaged backyard shed. | Awaiting engineering report. |
| CLM00008 | fire | 3700 | Russia | POL10008 | Olga Kuznetsova | +7-812-555-8011 | olga.kuznetsova@ | Nevsky Prospekt 47 | St. Petersburg | SPB | 190000 | 2024-02-11 | 2024-02-12 | 11200 | 12800 | 10200 | 13500 | 7 | paid | 12000 | Ivan Smirnov | +7-495-555-6712 | ivan.smirnov@ | Electrical fire damaged bedroom and hallway, extensive smoke residue. | Expedited handling approved by supervisor. |
| CLM00009 | theft | 4700 | China | POL10009 | Sophie Chen | +86-21-555-9217 | sophie.chen@ | Lane 388 Huaihai Rd | Shanghai | Shanghai | 200020 | 2023-08-20 | 2023-08-22 | 8800 | 1200 | 7400 | 9000 | 3 | under review | blank | Li Wei | +86-21-555-2014 | li.wei@ | Burglary during night, laptop and cash stolen from office. | Police investigation ongoing. |
| CLM00010 | hail | 1100 | USA | POL10010 | John Williams | +1-626-555-5129 | jwilliams.la@ | 1017 Oakcrest Drive | Los Angeles | CA | 90068 | 2022-07-19 | 2022-07-27 | 7100 | 6800 | 5900 | 7500 | 2 | closed | 7000 | Linda Park | +1-213-555-4217 | linda.park@ | Large hail damaged solar panels and vehicle in driveway. | Solar panel invoice submitted. |
| CLM00011 | water | 1600 | France | POL10011 | Isabelle Dubois | +33-1-555-7142 | isabelle.dubois@ | 18 Rue de Rivoli | Paris | Île-de-France | 75001 | 2024-03-21 | 2024-03-21 | 6000 | 6400 | 5800 | 6700 | 3 | paid | 6100 | Pierre Martin | +33-1-555-9231 | pierre.martin@ | Leak from upstairs neighbor flooded bedroom and closet. | Repair scheduled with local contractor. |
| CLM00012 | wind | 600 | India | POL10012 | Ava Patel | +91-22-555-9213 | ava.patel@ | 304 Residency Road | Mumbai | Maharashtra | 400001 | 2024-04-01 | 2024-04-06 | 3200 | 3400 | 2900 | 3450 | 1 | open | blank | Rajesh Mehta | +91-22-555-8100 | rajesh.mehta@ | Strong winds toppled outdoor signage and damaged balcony railing. | Site inspection scheduled. |
| CLM00013 | other | 0 | Germany | POL10013 | Martha Klein | +49-30-555-8123 | martha.klein@ | Bismarckstrasse 44 | Berlin | Berlin | 10557 | 2023-10-09 | 2023-10-10 | 1800 | 2000 | 1500 | 2100 | 0 | closed | 1950 | Hans Becker | +49-30-555-9017 | hans.becker@ | Bicycle accident caused damage to garden fence and landscaping. | Self-repair completed by claimant. |
| CLM00014 | water | 900 | Estonia | POL10014 | Nina Sokolova | +372-555-8134 | nina.sokolova@ | Kaarli pst 11 | Tallinn | Harju | 10119 | 2022-05-25 | 2022-05-29 | 4300 | 4500 | 3800 | 4700 | 2 | closed | 4100 | Andres Saar | +372-555-8112 | andres.saar@ | Heavy rain caused basement flooding and property damage. | Restoration completed. Photos attached. |
| CLM00015 | theft | 3600 | USA | POL10015 | Lucas Thompson | +1-214-555-9217 | lucas.thompson@ | 653 Westwood Blvd | Dallas | TX | 75209 | 2023-03-11 | 2023-03-12 | 6500 | 700 | 4900 | 6800 | 4 | paid | 5900 | Jessica Lee | +1-214-555-3010 | jessica.lee@ | Break-in resulted in theft of gaming consoles and jewelry. | Police report and receipts attached. |
| CLM00016 | other | 400 | Italy | POL10016 | Alessandro Rossi | +39-02-555-7115 | alessandro.rossi@ | Via Monte Napoleone 3 | Milan | Lombardy | 20121 | 2024-02-03 | 2024-02-03 | 2200 | 2400 | 1900 | 2450 | 1 | open | blank | Francesca Moretti | +39-02-555-8011 | francesca.moretti@ | Tree fell on garage roof during storm, minor structural damage. | Pending contractor estimate. |
| CLM00017 | fire | 1300 | USA | POL10017 | Emily Nguyen | +1-617-555-2187 | emily.nguyen@ | 1400 Beacon St | Boston | MA | 02115 | 2023-06-07 | 2023-06-07 | 5700 | 5200 | 4800 | 5900 | 3 | paid | 5450 | David Palmer | +1-617-555-9219 | david.palmer@ | Small kitchen fire resulting in smoke damage and appliance loss. | Kitchen repair authorized. |
| CLM00018 | wind | 700 | UK | POL10018 | Thomas Wright | +44-161-555-8217 | thomas.wright@ | 18 Bridgewater Road | Manchester | England | M13LT | 2023-09-02 | 2023-09-03 | 3800 | 4200 | 3400 | 4300 | 2 | open | blank | Helen Smith | +44-161-555-9012 | helen.smith@ | Windstorm caused roof shingles to loosen and gutter damage. | Awaiting contractor proposal. |
| CLM00019 | theft | 8800 | USA | POL10019 | Jessica Adams | +1-312-555-2179 | jessica.adams@ | 3327 Lake Shore Dr | Chicago | IL | 60657 | 2023-05-10 | 2023-05-10 | 12300 | 1400 | 9200 | 13000 | 6 | paid | 11000 | Gary Maxwell | +1-312-555-2191 | gary.maxwell@ | Office burglary resulted in stolen computers and files. | Security system invoice included. |
| CLM00020 | water | 1200 | Canada | POL10020 | Chloe Martin | +1-416-555-9214 | chloe.martin@ | 22 King St W | Toronto | ON | M5H1A1 | 2023-04-15 | 2023-04-17 | 5100 | 5300 | 4800 | 5400 | 3 | closed | 5250 | Paul Wilson | +1-416-555-2019 | paul.wilson@ | Water damage from roof leak during spring thaw. | Roof repair completed. Photos attached. |
What the 1,000 rows show
from the 1,000-row sampleTheft (peril type) stands out: mean contents_
- 700median contents_
inventory_ total_ value - 5claim statuses
- 110property states
- 126property cities
- 4,300median damage_
assessment_ amount - 3,900median restoration_
estimate_ amount
Median 700, from 0 to 22,100.
- string 17
- integer 1
- float 6
- date 2
Columns
26 columns in three groups| column | type | description | example |
|---|---|---|---|
| Text 17 columns | |||
claim_id | string | Unique identifier for the property claimunique | CLM00001 |
policy_id | string | Unique identifier for the insurance policy associated with the claim | POL10001 |
claimant_name | string | Full name of the person or entity filing the claim | James Rodriguez |
claimant_contact_phone | string | Primary phone number for the claimantoptional | +1-917-555-2187 |
claimant_contact_email | string | Email address for the claimantoptional | jrodriguez.ny@ |
property_street_address | string | Street address of the damaged property | 1123 Maple Avenue |
property_city | string | City where the damaged property is located | New York |
property_state | string | State or province where the damaged property is located | NY |
property_postal_code | string | Postal code for the damaged property | 10009 |
property_country | string | Country where the damaged property is located | USA |
peril_type | string | Type of peril causing the damage (e.g., fire, wind, hail, water, theft, other)6 values | water |
damage_description | string | Detailed description of the damage sustained | Water damage due to burst… |
claim_status | string | Current status of the claim (e.g., open, closed, under review, denied, paid)open · closed · under review · denied · paid | paid |
adjuster_name | string | Name of the insurance adjuster assigned to the claimoptional | Mark Ellison |
adjuster_contact_phone | string | Phone number for the insurance adjusteroptional | +1-212-555-1724 |
adjuster_contact_email | string | Email address for the insurance adjusteroptional | mark.ellison@ |
notes | string | Additional notes or comments related to the claimoptional | Garage repair completed. |
| Numbers 7 columns | |||
damage_assessment_amount | float | Assessed monetary value of the damage to the property0 or more | 9300.25 |
restoration_estimate_amount | float | Estimated cost to restore the property to its pre-loss condition0 or more · optional | 8500 |
actual_cash_value_amount | float | Actual cash value (ACV) determined for the damaged property or contents0 or more · optional | 8000 |
replacement_cost_value_amount | float | Replacement cost value (RCV) determined for the damaged property or contents0 or more · optional | 9600 |
contents_inventory_count | integer | Number of individual contents items inventoried in the claim0 or more · optional | 5 |
contents_inventory_total_value | float | Total assessed value of all inventoried contents items0 or more · optional | 2250 |
claim_settlement_amount | float | Final settlement amount paid or approved for the claim0 or more · optional | 8700 |
| Dates and times 2 columns | |||
date_of_loss | date | Date when the damage or loss occurred | 2024-01-14 |
date_claim_reported | date | Date when the claim was reported to the insurer | 2024-01-15 |
Use it for
An insurance dashboard
Contents_
inventory_ total_ value by peril_ type and a breakdown of property_ country. Excel, Power BI or Tableau. Why do the 160 theft rows have a mean contents_
inventory_ total_ value of 7,100? A root-cause class exercise
Hand out the rows and one question. The answer is in the data, not in the brief.
- Claims1,000CLM000012250waterCLM000021800fireCLM0000316500theft
A software demo
Believable claims with policy_
id, claimant_ name and claimant_ contact_ phone to fill a screen in front of a buyer.
blueprint · property-claims-fire-and-perils
Behind this dataset
Same schema. As many rows as you need.
These 1,000 rows came out of a blueprint — 26 columns with generation rules behind each one. Open it in Data Factory to retune a column, add your own, wire in foreign keys, and run it at the size you actually need.
- Peril type coded per ISO cause of loss
- Building damage vs contents damage separated
- Actual Cash Value (ACV) vs Replacement Cost Value (RCV)
- Depreciation applied for ACV
- Coinsurance penalty if underinsured
- Deductible applied per occurrence
- Emergency mitigation expenses
- Additional living expenses (ALE) for uninhabitable properties
1 credit per row. Preview 20 rows free. Buy rows for the full run.
- Exports
- CSV, JSON, JSONL, Parquet, SQL, Excel, TSV, XML
- Licence
- yours to use, including commercially
- API slug
- property-claims-fire-and-perils