ISO20022 Account Closing Instruction (acmt.007)

This dataset provides detailed records of ISO20022 account closing instructions, including all necessary information for final balance transfers, settlement of outstanding transactions, and closure confirmations. It enables financial institutions to track, audit, and automate account closure processes while ensuring compliance and operational efficiency.

  • last updated 29 Oct 2025
  • by GoMask
The brief that made it

Automating and auditing bank account closure workflows

Sample rows

preview · 8 of 200 rows · all 27 columns
instruction_idstringaccount_typestringoutstanding_transactions_countintegertransfer_to_bank_countrystringaccount_numberstringaccount_holder_namestringaccount_holder_idstringclosure_request_datedateclosure_effective_datedatefinal_balance_amountfloatfinal_balance_currencystringtransfer_to_account_numberstringtransfer_to_bank_namestringoutstanding_transactions_total_amountfloatoutstanding_transactions_currencystringclosure_confirmation_datedateclosure_statusstringclosure_reasonstringinitiator_namestringinitiator_contact_emailstringinitiator_contact_phonestringaccount_holder_address_streetstringaccount_holder_address_citystringaccount_holder_address_statestringaccount_holder_address_postal_codestringaccount_holder_address_countrystringnotesstring
CL-1001-Achecking0USACHK-128391Henry ThompsonCUST-10012023-09-172023-09-25824.13USDCHK-921384First National Bank0USD2023-09-26closedcustomer requestHenry Thompsonhenry.thompson@email.us+1-212-555-1011172 Maple LaneAustinTX78701USAClosing due to relocation.
CL-1002-Bsavings0IndiaSV-512389Priya NairCUST-10022022-11-222022-11-3014520INRSV-982174Axis Bank0INR2022-12-02closedcustomer requestPriya Nairpriya.nair@email.in+91-22-555123444 MG RoadMumbaiMH400001IndiaMoving to a new bank.
CL-1003-Cloan2blankLN-902134Carlos FernandezCUST-10032024-02-152024-02-170EURblankblank250.75EURblanksettledloan paid offCarlos Fernandezcarlos.fernandez@email.es+34-91-55512039 Calle MayorMadridMadrid28013SpainLoan paid in full.
CL-1004-Dsavings0blankSV-723854Linda O'BrienCUST-10042021-12-012021-12-050.01USDblankblank0USD2021-12-07closedaccount inactivityLinda O'Brienlinda.obrien@email.us+1-646-555-732128 Oak AvenueDenverCO80203USAMinimal balance – edge case.
CL-1005-Ecredit_card3blankCC-450892Fiona ZhangCUST-10052024-03-022024-03-030HKDblankblank1200.5HKDblanksettledfraudFiona Zhangfiona.zhang@email.hk+852-2123-445579 Nathan RdKowloonblank999077Hong KongAccount flagged for fraudulent activity.
CL-1006-Finvestment1RussiaINV-451783Mikhail VolkovCUST-10062023-06-122023-06-15175000RUBCHK-543298Sberbank5000RUB2023-06-16closedinvestment maturedMikhail Volkovmikhail.volkov@email.ru+7-495-555012314 Lenina StMoscowblank101000RussiaInvestment matured.
CL-1007-Gchecking0USACHK-932840Susan LeeCUST-10072022-04-102022-04-12390USDSV-492384Bank of America0USD2022-04-13closedcustomer requestSusan Leesusan.lee@email.us+1-303-555-4928900 17th StDenverCO80202USASwitching banks.
CL-1008-Hsavings0FranceSV-883205Jean DupontCUST-10082023-02-052023-02-109800EURSV-200314BNP Paribas0EUR2023-02-12closedcustomer requestJean Dupontjean.dupont@email.fr+33-1-55512223 Rue de SeineParisblank75006FranceNo longer needed.

What the 200 rows show

from the 200-row sample

Credit_card (account type) stands out: mean outstanding_transactions_count is 4.4, against 0.45 for the rest.

  • 0median outstanding_transactions_count
  • 4closure statuses
  • 6closure reasons
  • 16final balance currencies
  • 16outstanding transactions currencies
  • 20account holder address countries
Mean outstanding_transactions_count by account_type200 rows
0480.04check…49 rows0.10savin…72 rows1.7loan21 rows4.4credi…19 rows1.1inves…31 rows0.50other8 rows
outstanding_transactions_count200 rows, in bands of 1
070140140201884312310510outstanding_transactions_count →

Median 0, from 0 to 10.

transfer_to_bank_country112 rows with a value · 88 left blank
  1. USA45
  2. UAE10
  3. Russia7
  4. Sweden7
  5. France6
  6. Egypt6
  7. Switzerland6
  8. UK6
  9. India4
  10. Spain3
27 columns by typefrom the column list below
  • string 21
  • integer 1
  • float 2
  • date 3

Columns

27 columns in three groups
blueprint · 27 columns
columntypedescriptionexample
Text 21 columns
instruction_idstringUnique identifier for the account closing instruction.uniqueCL-1001-A
account_numberstringThe account number to be closed.CHK-128391
account_typestringType of the account (e.g., checking, savings, loan).6 valueschecking
account_holder_namestringFull name of the account holder.Henry Thompson
account_holder_idstringUnique identifier for the account holder (e.g., customer ID).CUST-1001
final_balance_currencystringCurrency code of the final balance (ISO 4217 format).USD
transfer_to_account_numberstringDestination account number for the final balance transfer.CHK-921384
transfer_to_bank_namestringName of the destination bank for the final balance transfer.First National Bank
transfer_to_bank_countrystringCountry of the destination bank.USA
outstanding_transactions_currencystringCurrency code for outstanding transactions (ISO 4217 format).USD
closure_statusstringCurrent status of the account closure instruction.pending · processing · settled · closed · rejectedclosed
closure_reasonstringReason for account closure (e.g., customer request, fraud, account inactivity).6 reasons · optionalcustomer request
initiator_namestringName of the person or entity initiating the closure instruction.Henry Thompson
initiator_contact_emailstringContact email of the initiator.optionalhenry.thompson@email.us
initiator_contact_phonestringContact phone number of the initiator.optional+1-212-555-1011
account_holder_address_streetstringStreet address of the account holder.optional172 Maple Lane
account_holder_address_citystringCity of the account holder.optionalAustin
account_holder_address_statestringState or province of the account holder.optionalTX
account_holder_address_postal_codestringPostal code of the account holder.optional78701
account_holder_address_countrystringCountry of the account holder.optionalUSA
notesstringAdditional notes or comments regarding the account closure instruction.optionalMoving to a new bank.
Numbers 3 columns
final_balance_amountfloatFinal balance amount to be transferred from the closing account.0 or more824.13
outstanding_transactions_countintegerNumber of outstanding transactions to be settled before closure.0 or more0
outstanding_transactions_total_amountfloatTotal amount of outstanding transactions to be settled.0 or more0
Dates and times 3 columns
closure_request_datedateDate when the account closure was requested.2023-09-17
closure_effective_datedateDate when the account is scheduled to be closed.2023-09-25
closure_confirmation_datedateDate when the account closure was confirmed.optional2023-09-26

Use it for

  • median outstan…0200 rowsmean outstanding tran…0.04chec…0.10savi…1.7loan4.4cred…

    A finance dashboard

    Outstanding_transactions_count by account_type and a breakdown of transfer_to_bank_country. Excel, Power BI or Tableau.

  • Why do the 19 credit_card rows have a mean outstanding_transactions_count of 4.4?

    A root-cause class exercise

    Hand out the rows and one question. The answer is in the data, not in the brief.

  • A software demo

    Believable instructions with account_number, account_type and account_holder_name to fill a screen in front of a buyer.

Not quite right?

Make it yours.

Same 27 columns, your size and your rules. See 20 rows before you pay.

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This dataset200 rows27 columns
Yours1,000 rows27 columnstransfer_to_bank_country: UK only

blueprint · iso20022-account-closing-instruction-acmt007

Behind this dataset

Same schema. As many rows as you need.

These 200 rows came out of a blueprint — 27 columns with generation rules behind each one. Open it in Data Factory to retune a column, add your own, wire in foreign keys, and run it at the size you actually need.

Rules it was built with
  • Account to be closed identified
  • Closure reason code
  • Outstanding balance disposition
  • Transfer account for final balance
  • Closure effective date
  • All pending transactions cleared
  • Final statement issued
  • Signatory authorization confirmed
Rows
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Exports
CSV, JSON, JSONL, Parquet, SQL, Excel, TSV, XML
Licence
yours to use, including commercially
API slug
iso20022-account-closing-instruction-acmt007

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