ISO20022 Account Opening Instruction (acmt.001)

This dataset provides a comprehensive record of ISO20022 account opening instructions, detailing customer information, account parameters, service agreements, and compliance documentation required for regulatory and operational purposes. It enables efficient onboarding, compliance verification, and process automation for financial institutions, supporting both individual and corporate customers.

  • last updated 29 Oct 2025
  • by GoMask
The brief that made it

Automated customer onboarding and account opening workflows

Sample rows

preview · 8 of 200 rows · all 29 columns
instruction_idstringaccount_typestringinitial_deposit_amountfloatcompliance_document_typestringcustomer_idstringcustomer_typestringcustomer_first_namestringcustomer_last_namestringcustomer_organization_namestringcustomer_date_of_birthdatecustomer_national_idstringcustomer_emailstringcustomer_phonestringcustomer_street_addressstringcustomer_citystringcustomer_statestringcustomer_postal_codestringcustomer_countrystringaccount_currencystringaccount_purposestringservice_agreement_idstringservice_agreement_signed_datedatecompliance_document_idstringcompliance_document_issue_datedatecompliance_document_expiry_datedateaccount_opening_statusstringaccount_opening_datedatecreated_atdatetimeupdated_atdatetime
INST-10001checking1350.5KYCCUST-0001individualNatalieChenblank1990-04-12A8721039485natalie.chen.1@outlook.com+1-646-555-7123859 3rd AveNew YorkNY10022USAUSDdaily_expensesSA-1012023-09-15CD-3012023-09-152026-09-15completed2023-09-172023-09-12T10:05:12Z2023-09-15T15:30:44Z
INST-10002savings210KYCCUST-0002individualMarkusRaikkonenblank1961-03-11FIN60091823markus.raikkonen@elisa.fi+358-40-2233445Keskuskatu 4Helsinkiblank00100FinlandEURretirementSA-1022023-08-05CD-3022023-08-052027-08-05approved2023-08-082023-08-01T13:52:55Z2023-08-07T12:00:00Z
INST-10003investment12500000AMLCUST-0003corporateblankblankGlobal Synergy LtdblankGB902038478corp.accounts@globalsynergy.com+44-20-7123-888145 Leadenhall StLondonblankEC3M 5HSUKGBPcapital_investmentSA-1032024-01-12CD-3032024-01-122025-01-12pendingblank2024-01-10T11:26:09Z2024-01-12T16:11:23Z
INST-10004savings8000KYCCUST-0004individualPriyaNairblank1993-09-23INBBN2948471priya.nair.93@gmail.com+91-9876543210Flat 10B, Oberoi WoodsMumbaiMH400063IndiaINRfamily_savingsSA-1042023-07-16CD-3042023-07-162026-07-16completed2023-07-192023-07-14T07:42:21Z2023-07-16T14:34:56Z
INST-10005checking500tax_certificateCUST-0005non-profitblankblankHope for Tomorrow FoundationblankUS501199003finance@hope4tomorrow.org+1-213-555-90812301 Wilshire BlvdLos AngelesCA90057USAUSDgrant_disbursementSA-1052023-11-04CD-3052023-11-042028-11-04approved2023-11-092023-11-01T14:12:33Z2023-11-05T10:55:07Z
INST-10006checking250000KYCCUST-0006corporateblankblankPacific Rim HoldingsblankSG994830230accounts@pacrimholdings.sg+65-6789-23458 Marina ViewSingaporeblank018960SingaporeSGDbusiness_reservesSA-1062023-06-21CD-3062023-06-212028-06-21completed2023-06-262023-06-18T08:45:23Z2023-06-21T13:15:08Z
INST-10007investment8500000AMLCUST-0007governmentblankblankMinistry of Infrastructure OttawablankCA-90031243finance@ottawamin.gov.ca+1-613-800-3912200 Laurier Ave WOttawaONK1P 5J6CanadaCADinfrastructure_fundingSA-1072022-03-10CD-3072022-03-102024-03-10completed2022-03-202022-03-05T10:18:41Z2022-03-10T11:23:07Z
INST-10008savings100000.5KYCCUST-0008corporateblankblankSilicon Lane TechiesblankUS555202004bank@siliconlane.com+1-415-800-4423405 Howard StSan FranciscoCA94105USAUSDbusiness_reservesSA-1082023-04-28CD-3082023-04-282026-04-28approved2023-05-012023-04-25T09:43:16Z2023-04-28T16:10:11Z

What the 200 rows show

from the 200-row sample

Investment (account type) stands out: mean initial_deposit_amount is 10,671,333, against 58,081 for the rest.

  • 4,820median initial_deposit_amount
  • 4customer types
  • 5account opening statuses
  • 18account purposes
  • 30account currencies
  • 35customer countries
Mean initial_deposit_amount by account_type200 rows
010M20M109.3kcheck…82 rows11,324savin…74 rows10.7Minves…30 rows0.0loan6 rows0.0credit5 rows23,333payro…3 rows
initial_deposit_amount200 rows, in bands of 10M
095190190612001040M70Minitial_deposit_amount →

Median 4,820, from 0.0 to 69,500,000.

compliance_document_type197 rows with a value · 3 left blank
  1. KYC125
  2. AML41
  3. tax_certificate12
  4. proof_of_address10
  5. other9
29 columns by typefrom the column list below
  • string 21
  • float 1
  • date 5
  • datetime 2

Columns

29 columns in three groups
blueprint · 29 columns
columntypedescriptionexample
Text 21 columns
instruction_idstringUnique identifier for the account opening instructionuniqueINST-10001
customer_idstringUnique identifier for the customerCUST-0001
customer_typestringType of customer (individual, corporate, etc.)individual · corporate · government · non-profitindividual
customer_first_namestringCustomer's first name (for individuals)optionalNatalie
customer_last_namestringCustomer's last name (for individuals)optionalChen
customer_organization_namestringOrganization name (for corporate customers)optionalGlobal Synergy Ltd
customer_national_idstringNational identification number (e.g., SSN, EIN)optionalA8721039485
customer_emailstringCustomer's email addresspriya.nair.93@gmail.com
customer_phonestringCustomer's primary phone numberoptional+1-646-555-7123
customer_street_addressstringCustomer's street address859 3rd Ave
customer_citystringCustomer's cityNew York
customer_statestringCustomer's state or provinceoptionalNY
customer_postal_codestringCustomer's postal or ZIP code10022
customer_countrystringCustomer's country of residenceUSA
account_typestringType of account to be opened (checking, savings, investment, etc.)checking · savings · investment · loan · creditchecking
account_currencystringCurrency code for the account (ISO 4217)USD
account_purposestringPurpose of the account (e.g., payroll, savings, business operations)optionaldaily_expenses
service_agreement_idstringIdentifier for the signed service agreementoptionalSA-101
compliance_document_typestringType of compliance document provided (e.g., KYC, AML, proof of address)KYC · AML · proof_of_address · tax_certificate · other · optionalKYC
compliance_document_idstringUnique identifier for the compliance documentoptionalCD-301
account_opening_statusstringCurrent status of the account opening instructionpending · approved · rejected · in_review · completedcompleted
Numbers 1 column
initial_deposit_amountfloatInitial deposit amount for the account0 or more · optional1350.5
Dates and times 7 columns
customer_date_of_birthdateCustomer's date of birth (for individuals)optional1990-04-12
service_agreement_signed_datedateDate when the service agreement was signedoptional2023-09-15
compliance_document_issue_datedateDate when the compliance document was issuedoptional2023-09-15
compliance_document_expiry_datedateExpiry date of the compliance document, if applicableoptional2026-09-15
account_opening_datedateDate when the account was officially openedoptional2023-09-17
created_atdatetimeTimestamp when the instruction was created2023-09-12T10:05:12Z
updated_atdatetimeTimestamp when the instruction was last updated2023-09-15T15:30:44Z

Use it for

  • median initial…4,820200 rowsmean initial deposit …109.3kchec…11.3ksavi…10.7Minve…0.0loan

    A finance dashboard

    Initial_deposit_amount by account_type and a breakdown of compliance_document_type. Excel, Power BI or Tableau.

  • Why do the 30 investment rows have a mean initial_deposit_amount of 10,671,333?

    A root-cause class exercise

    Hand out the rows and one question. The answer is in the data, not in the brief.

  • A software demo

    Believable instructions with customer_id, customer_type and customer_first_name to fill a screen in front of a buyer.

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This dataset200 rows29 columns
Yours1,000 rows29 columnscustomer_street_address: UK only

blueprint · iso20022-account-opening-instruction-acmt001

Behind this dataset

Same schema. As many rows as you need.

These 200 rows came out of a blueprint — 29 columns with generation rules behind each one. Open it in Data Factory to retune a column, add your own, wire in foreign keys, and run it at the size you actually need.

Rules it was built with
  • Customer identification number unique
  • Account type specified: checking, savings, investment
  • Service level agreement selected
  • KYC documentation completed
  • Beneficial owner identification
  • Operating instructions defined
  • Signature authorities established
  • Initial deposit amount if required
Rows
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Exports
CSV, JSON, JSONL, Parquet, SQL, Excel, TSV, XML
Licence
yours to use, including commercially
API slug
iso20022-account-opening-instruction-acmt001

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