Finance
27 columns
150 rows
8 formats

SWIFT MT416 Advice of Non-Payment

This dataset provides detailed records of SWIFT MT416 Advice of Non-Payment messages, documenting instances where a drawee has refused payment or acceptance of a documentary collection. It includes comprehensive information on the parties involved, reasons for refusal, document disposition, and transaction details, making it valuable for compliance, risk analysis, and operational reporting in international trade finance.

last updated 29 Oct 2025
by GoMask

The brief that made it

Compliance and regulatory reporting for international trade transactions

Sample rows

preview · 8 of 150 rows · all 27 columns

advice_idstring	refusal_typestring	amountfloat	document_disposition_codestring	message_datedate	drawee_namestring	drawee_account_numberstring	drawee_address_streetstring	drawee_address_citystring	drawee_address_statestring	drawee_address_postal_codestring	drawee_address_countrystring	presenting_bank_namestring	presenting_bank_bicstring	presenting_bank_address_streetstring	presenting_bank_address_citystring	presenting_bank_address_statestring	presenting_bank_address_postal_codestring	presenting_bank_address_countrystring	collection_referencestring	refusal_reason_codestring	refusal_reason_descriptionstring	document_liststring	currencystring	sender_referencestring	additional_instructionsstring	document_disposition_descriptionstring
ADV00001	acceptance	85000	held	2021-05-24	Mitsui Trading Co.	JP7654321	1-6-1 Marunouchi	Tokyo	Tokyo	100-0005	JP	Sumitomo Mitsui Banking Corporation	SMBCJPJT	1-2-3 Yaesu	Tokyo	Tokyo	104-0028	JP	COLJP1001	R07	Documents missing required certificate of origin	bill of lading,certificate of origin	JPY	JP-SEND1001	Please clarify certificate requirements	Documents held pending further instructions from sender
ADV00002	payment	1450	returned	2019-09-10	Global Freight Ltd.	blank	45 Queen Street	London	England	EC4R 1AP	GB	HSBC Bank PLC	HSBCGB2L	8 Canada Square	London	England	E14 5HQ	GB	COLGB2001	R02	Insufficient funds in drawee account	invoice,bill of lading	GBP	GB-HSBC2001	Notify sender of non-payment	Documents returned to sender as payment refused
ADV00003	acceptance	128000	held	2023-02-15	Shanghai Textiles Corp	CN998877	88 Nanjing Road	Shanghai	Shanghai	200002	CN	Industrial & Commercial Bank of China	ICBKCNBJ	100 Century Avenue	Shanghai	Shanghai	200120	CN	COLCN3001	R09	Draft not signed as per instructions	draft,bill of lading,packing list	CNY	CN-ICBC3001	Await sender's reply on acceptance	Documents held awaiting sender's confirmation
ADV00004	payment	250000	destroyed	2018-11-03	Amaravati Exports	IN0054321	Plot 12, Gachibowli	Hyderabad	TS	500032	IN	State Bank of India	SBININBB	11 Parliament Street	New Delhi	DL	110001	IN	COLIN4001	R11	Amount disputed by drawee	shipping documents,packing list,invoice	INR	IN-SBI4001	Sender instructed destruction of documents	Documents destroyed as per sender instructions
ADV00005	acceptance	48000	held	2022-07-13	DBS Singapore Pte Ltd	blank	12 Marina Boulevard	Singapore	blank	018982	SG	DBS Bank Ltd	DBSSSGSG	12 Marina Boulevard	Singapore	blank	018982	SG	COLSG5001	R03	Documents not conforming to terms	bill of lading,certificate of origin	SGD	SG-DBS5001	Please advise next steps	Documents held awaiting sender's instructions
ADV00006	payment	1000000	returned	2017-03-27	Lagos Imports	blank	blank	Lagos	blank	100001	NG	First Bank of Nigeria	FBNINGLA	Samuel Asabia House	Lagos	blank	100001	NG	COLNG6001	R12	Signature mismatch on draft	draft,invoice	NGN	NG-FBN6001	Sender to verify signature	Documents returned due to signature mismatch
ADV00007	payment	75000	returned	2024-03-21	Citibank NA	US1239876	399 Park Avenue	New York	NY	10022	US	Bank of America	BOFAUS3N	100 N Tryon St	Charlotte	NC	28202	US	COLUS7001	R01	Payment refused by drawee	invoice,bill of lading	USD	US-CITI7001	Sender notified by email	Documents returned to sender as per refusal
ADV00008	acceptance	3200	held	2020-06-18	Deutsche Maschinen GmbH	DE100234	Hauptstrasse 50	Frankfurt	HE	60313	DE	Commerzbank AG	COBADEFF	Kaiserstrasse 16	Frankfurt	HE	60311	DE	COLDE8001	R06	Acceptance declined for missing packing list	bill of lading,packing list	EUR	DE-COBA8001	Sender to provide packing list	Documents held pending packing list
ADV00009	payment	500000	destroyed	2015-12-29	Rio Commercial SA	blank	Rua das Flores 123	Rio de Janeiro	RJ	22040-040	BR	Banco do Brasil	BRASBRRJ	Av. Paulista 1450	Sao Paulo	SP	01311-000	BR	COLBR9001	blank	Drawee unresponsive after notification	shipping documents,invoice	BRL	BR-BRAS9001	Sender instructed to destroy docs	Documents destroyed as per sender request
ADV00010	acceptance	1800	other	2021-01-11	AIB Ireland Group Plc	IE6785432	4-6 Main Street	Dublin	Leinster	D02 W272	IE	Allied Irish Banks	AIBKIE2D	10 Molesworth St	Dublin	Leinster	D02 W272	IE	COLIE10001	R14	Draft terms unclear	draft,invoice	EUR	IE-AIB10001	Clarify draft terms for acceptance	Documents awaiting sender clarification
ADV00011	payment	2500000	other	2022-10-04	Standard Bank South Africa	blank	5 Simmonds Street	Johannesburg	GP	2001	ZA	ABSA Bank	ABSAZAJJ	7th Floor, 160 Main St	Johannesburg	GP	2001	ZA	COLZA11001	R21	Payment delayed by regulatory review	invoice,packing list	ZAR	ZA-ABSA11001	Await regulatory approval	Documents pending regulatory clearance
ADV00012	payment	4800	destroyed	2023-08-28	American Industrial Corp	US8765432	214 Michigan Ave	Chicago	IL	60606	US	Citibank NA	CITIUS33	701 E 60th St	Chicago	IL	60637	US	COLUS12001	R04	Document terms do not match collection instruction	invoice,draft	USD	US-AIC12001	Notify sender of destruction	Documents destroyed at sender's request
ADV00013	acceptance	1500	held	2016-04-07	Murray Foods Ltd.	blank	17 Park Road	Manchester	England	M1 2HY	GB	Barclays Bank PLC	BARCGB22	1 Churchill Place	London	England	E14 5HP	GB	COLGB13001	R18	Document discrepancy detected	invoice,bill of lading	GBP	GB-BARC13001	Contact sender for clarification	Documents held pending sender instructions
ADV00014	acceptance	65000	held	2020-02-19	Guangzhou Electronics Ltd	CN998866	22 Tianhe Road	Guangzhou	Guangdong	510620	CN	Bank of China	BKCHCNBJ	No. 1 Fuxingmen Nei Ave	Beijing	Beijing	100818	CN	COLCN14001	R08	Bill of lading not original	bill of lading,invoice	CNY	CN-BOC14001	Request sender for original document	Documents held for sender decision
ADV00015	payment	38000	other	2018-06-01	San Paolo International	blank	blank	Milan	Lombardy	20121	IT	Intesa Sanpaolo	BCITITMM	Piazza San Carlo 156	Turin	Piedmont	10121	IT	COLIT15001	blank	Payment delayed by drawee's bank	packing list,invoice	EUR	IT-INTESA15001	Sender to follow up	Documents pending at presenting bank
ADV00016	acceptance	92000	held	2023-05-12	Singapore Marine Services	SG908123	22 Harbour Drive	Singapore	blank	119223	SG	OCBC Bank	OCBCSGSG	65 Chulia Street	Singapore	blank	049513	SG	COLSG16001	R15	Guarantee letter not included	guarantee letter,draft	SGD	SG-OCBC16001	Sender to forward guarantee letter	Documents held until guarantee letter received
ADV00017	payment	125000	returned	2019-04-22	JPMorgan Chase & Co.	US7654321	270 Park Avenue	New York	NY	10017	US	Wells Fargo Bank	WFBIUS6S	420 Montgomery St	San Francisco	CA	94104	US	COLUS17001	R01	Payment refused by drawee	invoice,bill of exchange	USD	US-JPM17001	Notify sender of refusal	Documents returned to sender
ADV00018	payment	70000	destroyed	2016-07-30	Dakar Enterprises	SN10345	Rue de la Republique	Dakar	blank	11000	SN	Ecobank Senegal	ECOCSNDA	Avenue Cheikh Anta Diop	Dakar	blank	11000	SN	COLSN18001	R22	Cheque dishonored	cheque,invoice	XOF	SN-ECOC18001	Sender notified of dishonor	Documents destroyed on sender request
ADV00019	payment	44000	returned	2022-12-16	Bank of America	US2345678	100 N Tryon St	Charlotte	NC	28202	US	Wells Fargo Bank	WFBIUS6S	420 Montgomery St	San Francisco	CA	94104	US	COLUS19001	R02	Insufficient funds in drawee account	invoice,bill of lading	USD	US-BOA19001	Sender contacted by phone	Documents returned to sender
ADV00020	payment	212000	other	2019-11-18	Mumbai Steel Works	blank	143 Nariman Point	Mumbai	MH	400021	IN	ICICI Bank	ICICINBB	Bandra Kurla Complex	Mumbai	MH	400051	IN	COLIN20001	R11	Amount disputed by drawee	shipping documents,invoice	INR	IN-ICICI20001	Sender to confirm next action	Documents pending sender decision

What the 150 rows show

from the 150-row sample

57,500median amount
27currencies
33drawee address countries
33presenting bank address countries

refusal_type150 rows by value

amount140 rows, in bands of 500k

Median 57,500, from 700.0 to 4,800,000.

document_disposition_code140 rows with a value · 10 left blank

held49
returned44
destroyed25
other22

27 columns by typefrom the column list below

string 25
float 1
date 1

Columns

27 columns in three groups

blueprint · 27 columns
column	type	description	example
Text 25 columns
`advice_id`	string	Unique identifier for the advice of non-payment messageunique	ADV00001
`drawee_name`	string	Name of the drawee who refused payment or acceptance	Mitsui Trading Co.
`drawee_account_number`	string	Account number of the draweeoptional	JP7654321
`drawee_address_street`	string	Street address of the draweeoptional	1-6-1 Marunouchi
`drawee_address_city`	string	City of the draweeoptional	Tokyo
`drawee_address_state`	string	State or province of the draweeoptional	Tokyo
`drawee_address_postal_code`	string	Postal code of the draweeoptional	100-0005
`drawee_address_country`	string	Country of the draweeoptional	JP
`presenting_bank_name`	string	Name of the bank presenting the collection	HSBC Bank PLC
`presenting_bank_bic`	string	BIC code of the presenting bankoptional	SMBCJPJT
`presenting_bank_address_street`	string	Street address of the presenting bankoptional	1-2-3 Yaesu
`presenting_bank_address_city`	string	City of the presenting bankoptional	Tokyo
`presenting_bank_address_state`	string	State or province of the presenting bankoptional	Tokyo
`presenting_bank_address_postal_code`	string	Postal code of the presenting bankoptional	104-0028
`presenting_bank_address_country`	string	Country of the presenting bankoptional	JP
`collection_reference`	string	Reference number for the documentary collection	COLJP1001
`refusal_type`	string	Type of refusal: payment or acceptancepayment · acceptance	acceptance
`refusal_reason_code`	string	Standardized code for the reason of refusaloptional	R07
`refusal_reason_description`	string	Detailed description of the reason for refusal	Draft terms unclear
`document_disposition_code`	string	Code indicating disposition of documents (e.g., returned, held, destroyed)returned · held · destroyed · other · optional	held
`document_disposition_description`	string	Detailed description of document dispositionoptional	Pending sender review
`document_list`	string	Comma-separated list of documents involved in the collection (e.g., invoice, bill of lading)optional	invoice,bill of lading
`currency`	string	Currency code of the amount (ISO 4217)optional	JPY
`sender_reference`	string	Reference number assigned by the senderoptional	JP-SEND1001
`additional_instructions`	string	Any additional instructions or commentsoptional	Please advise next steps
Numbers 1 column
`amount`	float	Amount involved in the collection0 or more · optional	85000
Dates and times 1 column
`message_date`	date	Date the advice of non-payment was issued	2021-05-24

Use it for

A finance dashboard
Amount by refusal_type and a breakdown of document_disposition_code. Excel, Power BI or Tableau.
What pattern can you find in 150 rows?
A class exercise
Hand out the rows and one question. Everyone works from the same 150 rows.
Advices150
ADV0000185000acceptan…
ADV000021450payment
ADV00003128000acceptan…
A software demo
Believable advices with message_date, drawee_name and drawee_account_number to fill a screen in front of a buyer.

This dataset150 rows27 columns

Yours1,000 rows27 columnsdrawee_address_street: UK only

blueprint · swift-mt416-advice-of-non-payment

Behind this dataset

Same schema. As many rows as you need.

These 150 rows came out of a blueprint — 27 columns with generation rules behind each one. Open it in Data Factory to retune a column, add your own, wire in foreign keys, and run it at the size you actually need.

Rules it was built with

Collection reference unique
Related reference to MT400
Non-payment reason code
Drawee refusal date
Amount unpaid
Instructions for documents: return or hold
Protest required indicator
Alternative action instructions

Rows1,000 rows10,000 rows100,000 rows1,000,000 rows

Open the blueprint in Data Factory

1 credit per row. Preview 20 rows free. Buy rows for the full run.

Exports: CSV, JSON, JSONL, Parquet, SQL, Excel, TSV, XML
Licence: yours to use, including commercially
API slug: swift-mt416-advice-of-non-payment

What should your data show?

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Sample rows

What the 150 rows show

Columns

Use it for

A finance dashboard

A class exercise

A software demo

Make it yours.

Same schema. As many rows as you need.

More in Finance

What should your data show?